Dan Kaercher

Dan Kaercher

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$444,900

($313,030 down)
FHA

53400 Avenida Rubio, La Quinta, CA 92253

3
2
1,360 sqft
PITI Monthly
$1,502.21 /mo

Listing courtesy of: Richard Libretti, Innovate Desert Realty

Assumed Rate

3.96%
7.15%

Principal & Interest

$773 /mo
$1,100 /mo

What's Special

SERENE
SHOPPING
DINING
MODERN
CHARMING

Welcome to this delightful 3-bedroom, 2-bathroom residence in the highly sought-after La Quinta Cove neighborhood. This home boasts newer air conditioning, a recently installed water heater, and a brand-new garage door system, ensuring modern comfort and convenience.Nestled amidst breathtaking mountain vistas, the property offers a serene and picturesque setting.The interior features an open floor plan, seamlessly connecting the living, dining, and kitchen areas, La Quinta Cove is renowned for its scenic beauty and proximity to numerous hiking trails, golf courses, and the charming Old Town La Quinta shopping area. Residents enjoy a vibrant community atmosphere with easy access to outdoor activities and local amenities.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.96
Remaining Loan Term
20 years, 11 months
Monthly PITI
$1,502.21/mo
Estimated Loan Balance
$171,413
Cash to close
$313,030
Interest Paid
$53,380

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Electric
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Quinta Cove
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: La Quinta

Financial Details

  • Price per Sqft: $327.13
  • Tax Annual Amount: $5561.25
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $313,030 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $313,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.96% Sellers Rate
$131,870
Your Cash:$313,030
Total Purchase Price:$444,900

Assumed vs Traditional Mortgage

Assumed @ 3.96%
$773/mo
Traditional @ 7.5%
$1,141/mo
You save $367/month ($4,405/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219126804DA

Listing From:

Last updated: 2025-03-26T14:34:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.96%
7.15%

Principal & Interest

$773 /mo
$1,100 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $313,030 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $313,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.96% Sellers Rate
$131,870
Your Cash:$313,030
Total Purchase Price:$444,900

Assumed vs Traditional Mortgage

Assumed @ 3.96%
$773/mo
Traditional @ 7.5%
$1,141/mo
You save $367/month ($4,405/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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