Dan Kaercher

Dan Kaercher

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$449,000

($71,954 down)
FHA

5316 Spalding Place, Frederick, CO 80504

3
3
1,577 sqft
PITI Monthly
$2,456.15 /mo

Listing courtesy of: Christy Gallegos, HomeSmart Westminster

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,680 /mo
$2,737 /mo

What's Special

DINING
SPACIOUS
PATIO
COZY

Welcome to this meticulously maintained townhome in Frederick, CO. This is a 3 bedroom/3 bathroom, 2 story home that is on a 4- foot crawlspace with an evaporative barrier. When you step into the home you feel how cozy and inviting the space is. The sellers have done a ton of updates that are sure to make you proud and be a focal point in your new home. The living room flows into the kitchen and dining area. The kitchen has quartz countertops, a large kitchen island with a deep, farmhouse sink, a pantry, all stainless-steel appliances and a gas stove to top it off! The nice two car attached garage is located off of this area. There is a nice sized back patio with huge glass doors to let all of that beautiful sunshine in. Enjoy your mornings and evenings out here. There is additional storage under the stairs for all of your extra items. The half bathroom with a cool statement wall is located on the landing going up the stairs. The primary bedroom, ensuite bathroom and walk in closet will be your very own retreat area to enjoy. Two additional spacious bedrooms, a full bathroom and the laundry room are located on the second level as well. This home has so much character, you will fall in love with it! There is a radon mitigation system already in place for your peace of mind. The home is located close to Highway 52 and I-25. There is a brand-new King Soopers going in not far from the home with additional businesses planned as well. Book your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,456.15/mo
Estimated Loan Balance
$442,045
Cash to close
$71,954
Interest Paid
$40,094

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Multi-Family
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Silverstone Fg #3
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Frederick

Financial Details

  • Price per Sqft: $284.72
  • Tax Annual Amount: $4063
  • On Market Date: 2024-11-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,954 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $71,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$377,046
Your Cash$71,954
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,680/mo
Traditional @ 7.5%
$2,839/mo
You save $1,159/month ($13,908/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1022238

Listing From: recolorado

Last updated: 2025-01-15T18:51:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,680 /mo
$2,737 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,954 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $71,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$377,046
Your Cash$71,954
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,680/mo
Traditional @ 7.5%
$2,839/mo
You save $1,159/month ($13,908/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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