Dan Kaercher

Dan Kaercher

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$540,000

($210,982 down)
VA

5314 Osbourne Drive, Windsor, CO 80550

3
3
1,856 sqft
PITI Monthly
$1,808.52 /mo

Listing courtesy of: Christina Larson, Berkshire Hathaway HomeServices Rocky Mountain, Realtors-Fort Collins

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,642 /mo
$2,479 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
PLAYGROUND

This stunning 2-story; 3-bedroom, 3-bathroom home is a classy, upscale home with modern features. It is located on a desirable corner lot at the Ridge at Harmony Road in Windsor. The kitchen boasts a huge granite island, stainless steel appliances, a pantry, and a self-cleaning gas oven. There is a spacious eating area for a large dining table which is located next to a 12-foot-wide sliding patio door. The sliding glass doors seamlessly opens to a generously sized picturesque, covered patio and is perfect for indoor-outdoor living with easy access to BBQ's on patio and many splendid picnics. The spacious, well-lit living room is enhanced by beautiful, engineered scratch-less, luxury wide-plank flooring, cathedral ceilings, and a gas fireplace. The upstairs has 3 bedrooms, a huge loft, 2 bathrooms, and the laundry room. The primary bedroom is large with a walk-in closet and a private bathroom with extended counter space. The loft presently has oversized reclining leather chairs and it still looks huge. Every feature of this home is beautiful and meticulously planned and curated including the professionally manicured backyard. The backyard is complete with a 6' enclosed privacy fence, shed, concrete curbing, over 30 trees and bushes, a fire pit with a gas line, raised vegetable gardens, a concrete, covered patio, and a large, level square lot. Welcome home to this pristinely maintained home in excellent condition with an oversized 3-car garage that can fit a full-sized truck. This property truly has it all. Just a short distance from the Bike Pump Track recreational community playground with hiking/biking trails, it offers both convenience to many stores, doctors, restaurants, and to the natural beauty of parks, lakes, and open spaces.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,808.52/mo
Estimated Loan Balance
$329,707
Cash to close
$210,982
Interest Paid
$60,530

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log, Living Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stone, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Ridge at Harmony
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Ridge at Harmony Rd.
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Annually
Location
  • Region: Windsor

Financial Details

  • Price per Sqft: $290.95
  • Tax Annual Amount: $
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $210,982 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $210,982!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$329,018
Your Cash$210,982
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,642/mo
Traditional @ 7.5%
$2,571/mo
You save $929/month ($11,152/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1029805

Listing From: recolorado

Last updated: 2025-04-01T13:31:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,642 /mo
$2,479 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,982 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $210,982!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$329,018
Your Cash$210,982
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,642/mo
Traditional @ 7.5%
$2,571/mo
You save $929/month ($11,152/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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