Dan Kaercher

Dan Kaercher

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Closed

$769,000

($537,661 down)
VA

530 Wayne Ave, El Cajon, CA 92021

4
2
1,328 sqft
PITI Monthly
$2,518.55 /mo

Listing courtesy of: Kristi Rainey, The Comana Company, Inc.

Assumed Rate

3.68%
7.15%

Principal & Interest

$1,501 /mo
$2,208 /mo

What's Special

REMODELED
SPACIOUS
MODERN
HARDWOOD FLOORS
FIREPLACE
COZY

Welcome to this beautifully updated 4-bedroom, 2-bathroom home in the heart of El Cajon! Situated on a flat, usable lot, this home perfectly blends modern upgrades with classic charm. Step inside to discover original hardwood floors that add warmth and character throughout. The remodeled kitchen and bathrooms boast stylish finishes and contemporary amenities, while the cozy stone fireplace provides the perfect spot to unwind. Enjoy year-round comfort with central heating, AC, and a whole-house fan. The spacious 2-car garage offers ample storage, and the backyard is a true oasis with mature fruit trees, perfect for relaxing or entertaining. Don't miss out on this move-in-ready gem—schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.68
Remaining Loan Term
17 years, 4 months
Monthly PITI
$2,518.55/mo
Estimated Loan Balance
$235,260
Cash to close
$537,661
Interest Paid
$131,801

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $579.07
  • Tax Annual Amount: $9612.5
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $537,661 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $537,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$231,339
Your Cash:$537,661
Total Purchase Price:$769,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$1,501/mo
Traditional @ 7.5%
$2,290/mo
You save $789/month ($9,470/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021135SD

Listing From:

Last updated: 2025-03-14T17:56:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.68%
7.15%

Principal & Interest

$1,501 /mo
$2,208 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $537,661 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $537,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$231,339
Your Cash:$537,661
Total Purchase Price:$769,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$1,501/mo
Traditional @ 7.5%
$2,290/mo
You save $789/month ($9,470/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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