Dan Kaercher

Dan Kaercher

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$719,000

($314,965 down)
FHA

5251 Davidson Drive, Oxnard, CA 93033

3
3
1,507 sqft
PITI Monthly
$3,316.97 /mo

Listing courtesy of: Kay Wilson-Bolton, eXp Realty of California

Assumed Rate

3.47%
7.15%

Principal & Interest

$2,012 /mo
$3,038 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
PRIVATE BACKYARD
COZY

This home in the Westwinds Community combines comfort, style, and convenience, making it an ideal choice. The HOA fee of $127 covers commons areas and front yard landscaping .Comfort: Spacious layout and open-concept design ensures everyone can find their own corner to unwind.Cozy Atmosphere: The home has east and west natural light and easy access to the backyard, creates a warm and welcoming environment for both family and friends.StyleModern Design: The living spaces are on the first floor with bedrooms and two of the three baths upstairs.Personal Touches: Each bedroom offers the opportunity for personalization, allowing residents to adapt them to their unique style.Convenience: Residents have easy access to local amenities, including shopping centers, restaurants, and recreational facilities.Community Features: The Westwinds Community is a highly desirable and it's a very stable community with few sales in the past few years.Perfect for Any Occasion: Whether you're entertaining guests in the spacious living area or enjoying a quiet evening in the compact and private backyard, this property provides everything needed for modern living. It's a place to create memories and enjoy life to the fullest.This home in the Westwinds Community is more than just a residence; it's a lifestyle choice that offers a blend of comfort, style, and convenience.Pets: Residents may have up to two (2) dogs, cats, birds, other customary household pets or anycombination thereof and must be on a leash if outside the property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$3,316.97/mo
Estimated Loan Balance
$405,715
Cash to close
$314,965
Interest Paid
$74,175

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Westwind - 135310
  • Features: StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Westwinds
  • HOA Amenities: Unknown
  • HOA Fee: $127
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $477.11
  • Tax Annual Amount: $8987.5
  • On Market Date: 2025-03-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $314,965 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $314,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$404,035
Your Cash$314,965
Total Purchase Price:$719,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$2,012/mo
Traditional @ 7.5%
$3,151/mo
You save $1,139/month ($13,665/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28393

Listing From:

Last updated: 2025-03-30T15:37:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$2,012 /mo
$3,038 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $314,965 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $314,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$404,035
Your Cash$314,965
Total Purchase Price:$719,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$2,012/mo
Traditional @ 7.5%
$3,151/mo
You save $1,139/month ($13,665/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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