Dan Kaercher

Dan Kaercher

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$735,000

($223,376 down)
FHA

5238 Cervantes Ave, San Diego, CA 92114

2
2
1,557 sqft
PITI Monthly
$3,697.95 /mo

Listing courtesy of: Ana Algarin, Fathom Realty Group, Inc

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,319 /mo
$3,787 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
CHARMING
SOLAR PANELS

Back on the market at no fault to the sellers or property. Welcome to this charming and beautifully updated home in the heart of Valencia Park, San Diego! This 2-bedroom, 2-bathroom gem offers a perfect blend of comfort and modern upgrades. Step inside to find an inviting living space with stunning white wooden shutters on most windows, adding elegance and privacy. The updated kitchen features stylish finishes, making meal prep a delight. Both bathrooms have been tastefully remodeled, with the hall bath boasting a relaxing jetted tub. Stay cool year-round with newer AC and enjoy the benefits of solar panels for energy efficiency. The spacious backyard is fully fenced, offering privacy and versatility with a large concrete pad—perfect for entertaining, outdoor dining. A two-car garage provides ample storage and parking. Conveniently located near freeways, shopping, and schools, this home offers easy access to everything San Diego has to offer. Don’t miss this opportunity to own a beautifully maintained home in a fantastic location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.85
Remaining Loan Term
26 years, 0 months
Monthly PITI
$3,697.95/mo
Estimated Loan Balance
$545,623
Cash to close
$223,376
Interest Paid
$61,170

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $472.06
  • Tax Annual Amount: $9187.5
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $223,376 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $223,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$511,624
Your Cash$223,376
Total Purchase Price:$735,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,319/mo
Traditional @ 7.5%
$3,928/mo
You save $1,609/month ($19,310/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019070SD

Listing From:

Last updated: 2025-03-30T02:19:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,319 /mo
$3,787 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $223,376 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $223,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$511,624
Your Cash$223,376
Total Purchase Price:$735,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,319/mo
Traditional @ 7.5%
$3,928/mo
You save $1,609/month ($19,310/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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