Dan Kaercher

Dan Kaercher

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$789,000

($608,434 down)
FHA

5185 Swayze Road, Creston, CA 93432

4
2
2,400 sqft
PITI Monthly
$2,408.95 /mo

Listing courtesy of: Alessandra McGuckin, RE/MAX Success

Assumed Rate

7.18%
7.15%

Principal & Interest

$1,241 /mo
$1,237 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
FENCED YARD
LANDSCAPED
CHARMING

Nestled on a peaceful lot in Creston, this charming 4-bedroom, 2-bath home offers comfort, style, and relaxation. Step inside to find beautiful laminate wood floors throughout, dual-pane windows, motorized front window coverings, southwest ceiling fans, and unique collector lighting that add warmth to every room. The spacious master suite features a walk-in closet and a luxurious en-suite with double sinks, tiled floors, and a walk-in shower. The updated kitchen (2015) is a chef’s dream with a downdraft Jenn Air gas stove, built-in ice maker, pull-out shelves, prep sink, and a bonus pantry for plenty of storage. Modern upgrades include Pic piping, dual tankless hot water heaters, and a double-insulated attic for added efficiency. Plus, the Owned 25 Kw solar system helps keep energy costs low! Outside, the beautifully landscaped and fully fenced yard with timed drip irrigation creates the perfect setting for relaxation or entertaining. Enjoy the peaceful sounds of multiple water features, including fountains and a waterfall next to the hot tub. Gather with friends and family on the large outdoor cement patio with a fireplace, BBQ pit electric fold out awnings. Additional features include a tool room, RV parking with easy electric gate access, and a 2,500-gallon water storage tower. With all these thoughtful details and upgrades, this home is truly a retreat. Don’t miss your chance to make 5185 Swayze Rd your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.18
Remaining Loan Term
28 years, 5 months
Monthly PITI
$2,408.95/mo
Estimated Loan Balance
$180,725
Cash to close
$608,434
Interest Paid
$20,668

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: PreservePublicLand, Valley, Park
HOA
  • Has HOA: No
Location
  • Region: Creston

Financial Details

  • Price per Sqft: $328.75
  • Tax Annual Amount: $9862.5
  • On Market Date: 2025-01-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $608,434 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $608,434!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.18% Sellers Rate
$180,566
Your Cash:$608,434
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 7.18%
$1,241/mo
Traditional @ 7.5%
$1,237/mo
You save $-3/month ($-41/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25022359

Listing From:

Last updated: 2025-02-23T20:28:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.18%
7.15%

Principal & Interest

$1,241 /mo
$1,237 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $608,434 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $608,434!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.18% Sellers Rate
$180,566
Your Cash:$608,434
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 7.18%
$1,241/mo
Traditional @ 7.5%
$1,237/mo
You save $-3/month ($-41/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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