Dan Kaercher

Dan Kaercher

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$429,000

($281,029 down)
VA

5174 D Albert Drive, Upper Lake, CA 95485

3
2
1,056 sqft
PITI Monthly
$1,353.41 /mo

Listing courtesy of: Nathan Fine, Kobetz Realty, Inc.

Assumed Rate

3.62%
7.15%

Principal & Interest

$757 /mo
$1,121 /mo

What's Special

VAULTED CEILINGS
DECK
SAFE
CHARMING

Welcome to Blue Lakes! Renowned by locals for it's recreation and clean, crystal clear water, this has become the go-to spot in the summer. This property comes with deeded access to the lake and a boat slip. The home itself features a newer roof, an owned solar system, a hot tub, jetted tub in the master bathroom, charming deck area, ADA friendly ramp, knotty pine vaulted ceilings, mini split heating/air and a Russian wood stove. In addition, there are multiple fruit trees and RV hook ups in the front yard which can be perfect for guests or rental potential. This property would make the perfect, ADA friendly vacation rental or Air B and B. Imagine having the privilege to only have to walk 200 feet to the beach and enjoying the recreation it has to offer. Very seldom does any property come up for sale here. Don't miss out on this opportunity to own a little piece of heaven in one of the cleanest, safest parts of this world. Inquire today to learn more!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$1,353.41/mo
Estimated Loan Balance
$148,896
Cash to close
$281,029
Interest Paid
$31,284

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, WoodBurningStove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Fishing, Lake, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Upper Lake

Financial Details

  • Price per Sqft: $406.25
  • Tax Annual Amount: $5362.5
  • On Market Date: 2025-02-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $281,029 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $281,029!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$147,971
Your Cash:$281,029
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$757/mo
Traditional @ 7.5%
$1,163/mo
You save $406/month ($4,877/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC25038479

Listing From:

Last updated: 2025-02-25T14:30:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$757 /mo
$1,121 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $281,029 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $281,029!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$147,971
Your Cash:$281,029
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$757/mo
Traditional @ 7.5%
$1,163/mo
You save $406/month ($4,877/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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