Dan Kaercher

Dan Kaercher

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$314,000

($225,081 down)
FHA

515 W ROMLEY Avenue, Phoenix, AZ 85041

3
2
1,972 sqft
PITI Monthly
$760.06 /mo

Listing courtesy of: Ozzy Urias, Good Oak Real Estate

Assumed Rate

3.57%
7.15%

Principal & Interest

$487 /mo
$726 /mo

What's Special

SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
CHARMING
COZY

Discover this charming 3-bedroom, 2-bath residence, now on the market! You'll find a convenient RV gate, an attractive brick facade, and a welcoming front patio. Inside, the living room has a soothing palette, easy-to-maintain tile flooring, and a cozy fireplace for chilly evenings. The kitchen comes with ample cabinetry, recessed lighting, essential built-in appliances, and a peninsula with a breakfast bar. The main bedroom features track lighting, a walk-in closet, and a private bathroom. Venture outside to a spacious covered patio in the backyard. With a bit of TLC, you can transform this into your dream home. Don't miss out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.57
Remaining Loan Term
21 years, 4 months
Monthly PITI
$760.06/mo
Estimated Loan Balance
$92,174
Cash to close
$225,081
Interest Paid
$30,292

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Linoleum, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition, Rolled/Hot Mop
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch, Territorial/Santa Fe
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Block
  • Roof: Composition, Rolled/Hot Mop
Condition
  • Year Built: 1941
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: OWN-A-HOME
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $159.23
  • Tax Annual Amount: $567
  • On Market Date: 2024-08-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,081 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $225,081!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$88,919
Your Cash:$225,081
Total Purchase Price:$314,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$487/mo
Traditional @ 7.5%
$753/mo
You save $266/month ($3,193/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6745237

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-30T21:37:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$487 /mo
$726 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,081 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $225,081!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$88,919
Your Cash:$225,081
Total Purchase Price:$314,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$487/mo
Traditional @ 7.5%
$753/mo
You save $266/month ($3,193/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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