Dan Kaercher

Dan Kaercher

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Closed

$260,000

($10,843 down)
FHA

512 4th Street NW, New Richland, MN 56072

4
2
2,451 sqft
PITI Monthly
$2,308.78 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

7.2%
7.15%

Principal & Interest

$1,709 /mo
$1,701 /mo

What's Special

SERENE
DINING
SPACIOUS
WET BAR
DECK
MATURE TREES
CHARMING
COZY

Discover your dream home! Tucked away in a peaceful neighborhood, this charming property is surrounded by mature trees and lush landscaping. The main level boasts three generously sized bedrooms, offering both comfort and convenience with all essential living spaces thoughtfully designed for easy access. Sunlight pours through large windows, illuminating the open and inviting layout. At the heart of the home, you'll find a cozy living room, a well-equipped kitchen, and a dining area that's perfect for hosting gatherings. Step onto the back deck to savor your morning coffee or entertain guests while enjoying the serene backdrop of vibrant greenery. The lower level is your ultimate retreat, featuring a spacious fourth bedroom and an expansive family room ideal for relaxation or entertaining. Unwind in the luxurious sauna or create unforgettable moments at the wet bar, perfect for hosting friends and family. This home seamlessly blends comfort and elegance, offering the ideal combination of indoor charm and outdoor serenity. Welcome to your own personal retreat!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 8 months
Monthly PITI
$2,308.78/mo
Estimated Loan Balance
$249,370
Cash to close
$10,843
Interest Paid
$24,029

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ziegers Sub
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: New Richland

Financial Details

  • Price per Sqft: $106.08
  • Tax Annual Amount: $3252
  • On Market Date: 2024-12-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $10,843 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $10,843!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$249,157
Your Cash$10,843
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$1,709/mo
Traditional @ 7.5%
$1,764/mo
You save $55/month ($659/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6640431

Listing From: northstar

Last updated: 2024-12-20T19:10:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$1,709 /mo
$1,701 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $10,843 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $10,843!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$249,157
Your Cash$10,843
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$1,709/mo
Traditional @ 7.5%
$1,764/mo
You save $55/month ($659/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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