Dan Kaercher

Dan Kaercher

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Closed

$1,550,000

($1,123,160 down)
FHA

5127 Costa Rustico, San Clemente, CA 92673

4
3
2,407 sqft
PITI Monthly
$3,432.17 /mo

Listing courtesy of: Bruce Clark, Coldwell Banker Realty

Assumed Rate

4.09%
7.15%

Principal & Interest

$2,804 /mo
$3,924 /mo

What's Special

LOCATION
AWARD WINNING
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
DECK
CLUBHOUSE
TENNIS COURTS
CUL-DE-SAC
COZY

Location, location, location! Welcome to 5127 Costa Rustico! One will find a wonderful and spacious home located on a single-loaded cul-de-sac with no one in front, behind, or to the left of you! We're talking privacy. And the lot: wow! Huge lot with a ton of upgrades, including a killer backyard fireplace, BBQ area, view, and so much more. What is so great about the floor plan of the Plan 3 Ridgemore model is the flexibility to make this home yours. Builder options galore, of which the sellers opted for a 4th bedroom upstairs vs a loft - and the 3rd car garage can easily be converted to a 5th bedroom or an office or gym! (Your agent has access to photos of other homes in the neighborhood that opted for the 5th bedroom.) Awaiting you inside is a wonderful living space, including separate formal living and dining rooms. The family room, which is adjacent to the chef's kitchen, features a cozy fireplace and in-ceiling speakers to enjoy the latest movies and sports! One will find 2 full bathrooms, one half bath downstairs, and a very generous primary suite with plantation shutters, island style soaking tub with elegant marble, a separate shower, dual vanities, a large walk-in closet, and a view deck. Wow! And, to keep energy bills low, the home is outfitted with a SunRun solar system. Complete info. available. Being SoCal, the Forster Highlands association offers an Olympic size swimming pool, a relaxing jacuzzi spa, and a community clubhouse. Close by are multiple sports fields, tennis courts, neighborhood parks, and not far is world-class shopping and entertainment, the ocean, boating and more! Plus, Dana Point and San Diego are not that far away, leading to more food, entertainment, and shopping options! The Capistrano district features award winning schools. The HOA fees are low and there are no Mello Roos bonds. Make it a priority to schedule a tour of this wonderful home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.09
Remaining Loan Term
17 years, 8 months
Monthly PITI
$3,432.17/mo
Estimated Loan Balance
$437,466
Cash to close
$1,123,160
Interest Paid
$256,772

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Central, ForcedAir, NaturalGas, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, GasStarter
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer, SewerOnBond
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Heated, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 2001
Details
  • Builder: KB Home Coastal

Community & HOA

Community
  • Subdivision: Ridgemore (RIDG)
  • Features: Gutters, Hiking, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Forster Highlands
  • HOA Amenities: Unknown
  • HOA Fee: $230
  • HOA Frequency: $Monthly
Location
  • Region: San Clemente

Financial Details

  • Price per Sqft: $643.96
  • Tax Annual Amount: $19375
  • On Market Date: 2025-01-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,123,160 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,123,160!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.09% Sellers Rate
$426,840
Your Cash:$1,123,160
Total Purchase Price:$1,550,000

Assumed vs Traditional Mortgage

Assumed @ 4.09%
$2,804/mo
Traditional @ 7.5%
$4,070/mo
You save $1,266/month ($15,196/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24243840

Listing From:

Last updated: 2025-02-14T21:35:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.09%
7.15%

Principal & Interest

$2,804 /mo
$3,924 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,123,160 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,123,160!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.09% Sellers Rate
$426,840
Your Cash:$1,123,160
Total Purchase Price:$1,550,000

Assumed vs Traditional Mortgage

Assumed @ 4.09%
$2,804/mo
Traditional @ 7.5%
$4,070/mo
You save $1,266/month ($15,196/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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