Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,015,000

($395,007 down)
VA

5116 Spencer Ct, Oceanside, CA 92057

4
3
2,570 sqft
PITI Monthly
$3,075.95 /mo

Listing courtesy of: Corinne Gallagher, Realty ONE Group Pacific

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,859 /mo
$4,557 /mo

What's Special

DINING
SPACIOUS
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
COMMUNITY POOL
WALKING TRAILS
GOLF COURSE COMMUNITY
CUL-DE-SAC

CUL-DE-SAC! NO NEIGHBORS BEHIND! Welcome to your exquisite home, nested in the prestigious Arrowood Golf Course community. The stately carved solid wood mahogany entry door sets the tone for the elegance within. Inside, you are greeted by soaring ceilings, seamlessly flowing into the combo living room/dining room. The kitchen boasts custom distressed espresso cabinets, tropic brown granite countertops, stainless steel appliances, breakfast bar, & walk-in pantry. Kitchen opens to great room w/a gas insert fireplace, custom mantel & media built-ins. All bathrooms have been upgraded with white shaker cabinets, marble countertops, large-scale vein-cut herringbone & marble mosaic tile floors, with white subway tile shower surrounds. The primary bedroom suite, w/double entry doors, is your personal sanctuary with a spacious walk-in closet & ensuite bathroom with dual sinks, separate tub and shower. The custom shower with bench & art glass door give this space a spa like feel. The upstairs office space, or OPTIONAL 5TH BEDROOM, features a custom art glass door & is designed for peak productivity, w/added acoustic insulation in the walls & subfloor. Every detail, from the pewter hardware, 5" in baseboards, ceiling fans, new exterior paint, plantation shutters & illusion blinds to the distressed engineered hardwood floors, has been meticulously chosen to enhance your living experience. Step outside to your backyard oasis, where stamped concrete patio areas and a cabana, complete w/ string lighting provide the perfect setting for relaxation. The Brick paver side yard is wired for a spa/hot tub. 3-car tandem garage boasts epoxy flooring, overhead storage, storage cabinets, additional lighting, small doggy door, and fan. Water Softener. A/C. Living in the Arrowood community means access to unparalleled amenities: Jr. Olympic-sized community pool, tot-lot, walking trails, dog parks, 18-hole championship golf course w/community events & vendor markets. Close to Camp Pendleton & Luiseno Park.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 7 months
Monthly PITI
$3,075.95/mo
Estimated Loan Balance
$621,279
Cash to close
$395,007
Interest Paid
$86,401

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Wood, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark, Golf, Park, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Arrowood Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $394.94
  • Tax Annual Amount: $
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $395,007 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $395,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$619,993
Your Cash$395,007
Total Purchase Price:$1,015,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,859/mo
Traditional @ 7.5%
$4,727/mo
You save $1,868/month ($22,413/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407006

Listing From:

Last updated: 2024-12-05T05:14:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,859 /mo
$4,557 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $395,007 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $395,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$619,993
Your Cash$395,007
Total Purchase Price:$1,015,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,859/mo
Traditional @ 7.5%
$4,727/mo
You save $1,868/month ($22,413/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.