Dan Kaercher

Dan Kaercher

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Closed

$399,000

($199,599 down)
VA

5113 W Hilton Head Drive, Banning, CA 92220

2
3
2,039 sqft
PITI Monthly
$1,473.06 /mo

Listing courtesy of: Michelle Zabukovec, Redfin Corporation

Assumed Rate

2.83%
7.15%

Principal & Interest

$907 /mo
$1,486 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
PATIO
CLUBHOUSE
55+ COMMUNITY

Two bedrooms plus lovely loft/den upstairs awaits! Sun Lakes Country Club - a 55+ Community. Fabulous main floor en-suite primary plus an additional bedroom. Vaulted ceilings throughout! Upstairs is a spacious loft plus a full bathroom and a large walk in closet. Fully owned and transferrable solar system! Additional upgrades include newer windows in the rear of the house, custom window shutters and shades and newer kitchen appliances. Back yard is fully fenced with mature landscaping and a covered patio. Extra storage in the direct access two car garage. Sun Lakes Country Club boasts 2 Golf Courses, 3 Clubhouses, 3 swimming pools, tennis, bocce ball courts, tons of activities and social events. Secure, gated access.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,473.06/mo
Estimated Loan Balance
$202,433
Cash to close
$199,599
Interest Paid
$25,715

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric, EnergyStarQualifiedEquipment
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: GoodCondition, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Golf, Lake, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Sun Lakes Country Club Homeowner's Association
  • HOA Amenities: Unknown
  • HOA Fee: $385
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $195.68
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,599 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $199,599!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$199,401
Your Cash:$199,599
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$907/mo
Traditional @ 7.5%
$1,541/mo
You save $634/month ($7,606/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SB25020148

Listing From:

Last updated: 2025-03-07T08:06:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$907 /mo
$1,486 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,599 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $199,599!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$199,401
Your Cash:$199,599
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$907/mo
Traditional @ 7.5%
$1,541/mo
You save $634/month ($7,606/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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