Dan Kaercher

Dan Kaercher

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Closed

$739,995

($35,374 down)
VA

5111 Fern Ridge Cir, Discovery Bay, CA 94505

3
2
2,430 sqft
PITI Monthly
$4,660.99 /mo

Listing courtesy of: Jennifer Malakoff, Keller Williams Tri-Valley

Assumed Rate

6.34%
7.15%

Principal & Interest

$4,444 /mo
$4,829 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
PATIO
TENNIS COURTS
PLAYGROUND
COZY

Fabulous Fern Ridge! Lovely single-story home in the sought-after Lakes gated community is an updated Meritage-built gem with an impressive 2,430 square feet of living space. Built in 2005, it features an open floor plan with high ceilings and an abundance of natural light. The kitchen is spacious and nicely equipped with a breakfast bar and newer, modern finishes. The home showcases newer paint, lighting, & floors for a fresh and contemporary feel throughout. Relax in the primary suite complete with tray ceiling, soaking tub, and custom “California Closets” designed walk-in closet or enjoy cozy evenings by the the great room fireplace. A versatile den, which could serve as a workout space or 4th bedroom, adds flexibility to the layout. The formal dining area and eat-in kitchen are perfect for everyday living and entertaining. Additional highlights include plantation shutters, recessed lighting, 6-panel doors, ceiling fans, a new water heater, and a spacious back patio. The low HOA fee provides amenities such as 24-hour security gate, tennis courts, playground, and BBQ/picnic areas. Situated in a beautiful neighborhood convenient to local shopping, recreation, and schools with easy connections to Highway 4/Vasco Road, this country-close home offers comfort and convenience.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$4,660.99/mo
Estimated Loan Balance
$705,338
Cash to close
$35,374
Interest Paid
$82,264

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, FamilyRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: THE LAKES
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: CALL LISTING AGENT
  • HOA Amenities: Unknown
  • HOA Fee: $198
  • HOA Frequency: $Monthly
Location
  • Region: Discovery Bay

Financial Details

  • Price per Sqft: $304.52
  • Tax Annual Amount: $
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $35,374 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $35,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$704,621
Your Cash$35,374
Total Purchase Price:$739,995

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$4,444/mo
Traditional @ 7.5%
$5,009/mo
You save $565/month ($6,778/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41069749

Listing From:

Last updated: 2024-10-24T12:13:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$4,444 /mo
$4,829 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,374 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $35,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$704,621
Your Cash$35,374
Total Purchase Price:$739,995

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$4,444/mo
Traditional @ 7.5%
$5,009/mo
You save $565/month ($6,778/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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