Dan Kaercher

Dan Kaercher

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Closed

$749,900

($382,624 down)
VA

509 Roselle Ave, El Cajon, CA 92021

3
2
1,564 sqft
PITI Monthly
$2,605.2 /mo

Listing courtesy of: Woody Henderson, American Dreams Real Estate

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,608 /mo
$2,684 /mo

What's Special

SHOPPING
SPACIOUS
LUXURY
FIREPLACE
CHARMING
COZY

Charming starter home in El Cajon! This cozy gem combines style and efficiency, featuring a spacious 2nd floor family room with a cozy fireplace. The kitchen is equipped with sleek stainless appliances and freshly painted cabinetry. Central air and a solar power system ensure year-round comfort and energy savings. Upgrades also include luxury vinyl plank flooring and dual-pane windows. The large yard offers plenty of room for gardening, entertaining and outdoor activities. Conveniently located near schools, parks, shopping and transportation, this home is an ideal choice for first-time or move up buyers looking to settle in a welcoming neighborhood.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.68
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,605.2/mo
Estimated Loan Balance
$370,408
Cash to close
$382,624
Interest Paid
$38,291

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $479.48
  • Tax Annual Amount: $9373.75
  • On Market Date: 2024-11-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $382,624 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $382,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$367,276
Your Cash:$382,624
Total Purchase Price:$749,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,608/mo
Traditional @ 7.5%
$2,784/mo
You save $1,176/month ($14,117/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240026568SD

Listing From:

Last updated: 2025-02-01T17:33:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,608 /mo
$2,684 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $382,624 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $382,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$367,276
Your Cash:$382,624
Total Purchase Price:$749,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,608/mo
Traditional @ 7.5%
$2,784/mo
You save $1,176/month ($14,117/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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