Dan Kaercher

Dan Kaercher

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Closed

$995,000

($388,820 down)
FHA

509 Quinn Court, Morro Bay, CA 93442

3
3
1,496 sqft
PITI Monthly
$5,055.14 /mo

Listing courtesy of: Hannah Atchison, Compass

Assumed Rate

4.28%
7.15%

Principal & Interest

$3,325 /mo
$4,549 /mo

What's Special

SHOPPING
DINING
MOVE-IN READY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
QUIET NEIGHBORHOOD

Located in a small community of just 16 homes, this one-owner residence is the definition of stunning and move-in ready. This home features numerous high-end upgrades, abundant natural light, and lofty ceilings. Designed for energy efficiency, it includes a 220v charging station, a high-efficiency gas tankless water heater, energy-saving insulation, and dual-pane low E windows with plantation shutters. The bright kitchen showcases beautiful quartz countertops, stainless steel appliances, ample storage space, and adjoins the dining and living area that open to the outdoor patio. The fully enclosed patio is perfect for hosting gatherings or allowing pets to roam freely and privately. Nestled among the trees, the backyard also includes a generously sized storage shed, fire pit, and a hot tub for the new owners to enjoy. Upstairs, you'll find three bedrooms, two bathrooms, and an indoor laundry room with a washer and dryer already in place for the new owners. The master bedroom and bathroom feature a bright, well-designed layout with a walk-in closet, dual vanities, and a separate bathtub and shower. The other two bedrooms are also bright and comfortable with the hallway bathroom being equally updated and conveniently located. Additional features of this home include a two-car garage, low-maintenance drought-resistant landscaping, a custom-made iron security front door, leaf filters, and a built-in doggie door. Immediate access to Highway 1 for easy commuting. Also, enjoy the benefit of direct access to hiking trails and golf at Black Hill State Park outside your front door. Enjoy your hike and come home and soak in your new hot tub and admire the stars! Within a short drive to Los Osos and downtown Morro Bay, this home is conveniently close to shopping, gas stations, grocery stores, and more! Don't miss out on this opportunity to embrace a coastal lifestyle that is close to nature in a fantastic, quiet neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.28
Remaining Loan Term
23 years, 11 months
Monthly PITI
$5,055.14/mo
Estimated Loan Balance
$607,339
Cash to close
$388,820
Interest Paid
$165,944

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: ExcellentCondition, Privacy
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman, Custom
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Hiking, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Black Hill Villas
  • HOA Amenities: Unknown
  • HOA Fee: $121
  • HOA Frequency: $Monthly
Location
  • Region: Morro Bay

Financial Details

  • Price per Sqft: $665.11
  • Tax Annual Amount: $12437.5
  • On Market Date: 2024-08-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $388,820 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $388,820!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.28% Sellers Rate
$606,180
Your Cash$388,820
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 4.28%
$3,325/mo
Traditional @ 7.5%
$4,719/mo
You save $1,394/month ($16,722/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SC24159608

Listing From:

Last updated: 2024-12-04T04:16:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.28%
7.15%

Principal & Interest

$3,325 /mo
$4,549 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $388,820 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $388,820!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.28% Sellers Rate
$606,180
Your Cash$388,820
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 4.28%
$3,325/mo
Traditional @ 7.5%
$4,719/mo
You save $1,394/month ($16,722/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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