Dan Kaercher

Dan Kaercher

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Closed

$799,000

($233,976 down)
VA

509 S Bay Shore Boulevard, Gilbert, AZ 85233

5
4
3,505 sqft
PITI Monthly
$3,868.51 /mo

Listing courtesy of: Susan Lynn Bermudez, LPT Realty, LLC

Assumed Rate

4.375%
7.15%

Principal & Interest

$3,352 /mo
$4,534 /mo

What's Special

ENTERTAINMENT
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CUL-DE-SAC
COZY

VA ASSUMABLE LOAN AT 4.375% NEWLY UPDATE KITCHEN! BASEMENT HOME!! This delightful corner lot property in the Islands Lake Subdivision is a true gem! It features a spacious 3-car garage and a convenient RV gate, situated on a peaceful cul-de-sac. Interior is captivating with its vaulted ceilings, wood floors, a cozy fireplace, and welcoming living areas, perfect for relaxation & gatherings. New kitchen boasting white cabinetry, SS appliances including wall double ovens, custom tile backsplash, new quartz counters & oversized center island & more. The main bedroom is a private retreat, offering a personal exit, bathroom w/ dual sinks, & a walk-in closet. Second bedroom also features a private exit. Basement presents additional living space, ideal as a media center or entertainment room. This space also includes a separate lower level private patio with direct access to backyard. Backyard is an oasis with a covered patio, seating areas, a fire pit, and a refreshing pool, making it a perfect spot for outdoor enjoyment. This property is an irresistible offer, ready for you to make it your own today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.375
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,868.51/mo
Estimated Loan Balance
$652,939
Cash to close
$233,976
Interest Paid
$81,293

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1990
Details
  • Builder: Custom

Community & HOA

Community
  • Subdivision: HARBOR POINT at The Islands
  • Features: Lake Subdivision, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: The Islands HOA
  • HOA Amenities: Unknown
  • HOA Fee: $274.59
  • HOA Frequency: $Semi-Annually
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $227.96
  • Tax Annual Amount: $3600
  • On Market Date: 2024-07-04T07:44:31.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $233,976 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $233,976!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.375% Sellers Rate
$565,024
Your Cash$233,976
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 4.375%
$3,352/mo
Traditional @ 7.5%
$4,703/mo
You save $1,351/month ($16,217/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6714695

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-24T08:05:37.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.375%
7.15%

Principal & Interest

$3,352 /mo
$4,534 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $233,976 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $233,976!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.375% Sellers Rate
$565,024
Your Cash$233,976
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 4.375%
$3,352/mo
Traditional @ 7.5%
$4,703/mo
You save $1,351/month ($16,217/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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