Dan Kaercher

Dan Kaercher

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Closed

$799,990

($469,306 down)
FHA

5058 Acorn Patch Rd, Julian, CA 92036

2
2
1,394 sqft
PITI Monthly
$2,886.32 /mo

Listing courtesy of: Claude Blackman, RE/MAX Tidal

Assumed Rate

3.73%
7.15%

Principal & Interest

$1,610 /mo
$2,354 /mo

What's Special

GATED COMMUNITY
MOVE-IN READY
HOME OFFICE
DECK
PATIO
CHARMING

Welcome to your ultimate mountain retreat! Tired of high utility bills and the daily city hustle? This off-grid sanctuary, nestled in a private, gated community just an hour from San Diego, offers privacy and stunning westerly views. Surrounded by lush pines on 4 acres of pristine property, this charming 2-bedroom, 1.5 bath home is the perfect balance of comfort and tranquility. The loft area, with custom modular staircase and 20-foot ceilings, is an ideal space for a third room or office. The home’s thoughtful design showcases beautiful bamboo floors, a refinished gourmet kitchen, professional range, stainless appliances. Built with pride and craftsmanship by the owner in 2006, this home is a true labor of love. Say goodbye to electric bills! Plus, it’s move-in ready, with a massive 40-foot covered porch and paver patio. The property is a gardener's paradise with 7 custom-built raised garden beds and 15 mature fruit trees. Cultivate your own sustainable garden. In addition to the main house, the property features a micro tiny home on a 20’ x 15’ deck, offering endless views and possibilities – from rental unit or home office. With two of the four acres fully fenced, the space is perfect for pets or livestock. Located 4.5 miles from Lake Cuyamaca and 20 minutes from Julian, explore the charming town known for its local wineries, live music, pies, and hiking trails. Whether you’re seeking a peaceful retreat or a self-sufficient lifestyle, this property offers everything you need and more. Come see this beautiful mountain retreat for yourself—it won’t last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.73
Remaining Loan Term
24 years, 5 months
Monthly PITI
$2,886.32/mo
Estimated Loan Balance
$312,606
Cash to close
$469,306
Interest Paid
$68,715

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Propane
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: ExcellentCondition
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SeeRemarks, SharedWell
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Julian
  • Features: Gated
HOA
  • Has HOA: No
Location
  • Region: Julian

Financial Details

  • Price per Sqft: $573.88
  • Tax Annual Amount: $9999.88
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $469,306 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $469,306!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.73% Sellers Rate
$330,684
Your Cash:$469,306
Total Purchase Price:$799,990

Assumed vs Traditional Mortgage

Assumed @ 3.73%
$1,610/mo
Traditional @ 7.5%
$2,442/mo
You save $832/month ($9,980/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018324SD

Listing From:

Last updated: 2025-02-21T23:44:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.73%
7.15%

Principal & Interest

$1,610 /mo
$2,354 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $469,306 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $469,306!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.73% Sellers Rate
$330,684
Your Cash:$469,306
Total Purchase Price:$799,990

Assumed vs Traditional Mortgage

Assumed @ 3.73%
$1,610/mo
Traditional @ 7.5%
$2,442/mo
You save $832/month ($9,980/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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