Dan Kaercher

Dan Kaercher

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Pending

$740,000

($259,661 down)
VA

5044 Basalt Ridge Circle, Castle Rock, CO 80108

5
4
3,224 sqft
PITI Monthly
$2,803.4 /mo

Listing courtesy of: Sara Klassen, Equity Colorado Real Estate Premier

Assumed Rate

2.8%
7.15%

Principal & Interest

$2,188 /mo
$3,597 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
DECK
PATIO
COMMUNITY POOL
CLUBHOUSE
MOUNTAIN VIEWS
COZY

1% LENDER RATE BUY DOWN INCENTIVE- Must use preferred lender. Contact listing agent for details. Welcome to this beautifully designed two-story home in the highly sought-after Terrain community of Castle Rock! Boasting soaring two-story ceilings in the living room and abundant natural light throughout the main level, this home offers an open and airy feel with breathtaking mountain views from both the living room and deck. The chef’s kitchen is an entertainer’s dream, featuring a huge island, granite countertops throughout, a farmhouse sink, double ovens, and a gas cooktop. The upgraded Shaw laminate flooring spans the entire main level, leading to a dedicated office space—perfect for working from home. Just off the Polyurea-floored two-car garage, you’ll find a functional mudroom area, providing the perfect drop zone for shoes, bags, and coats. Upstairs, the spacious primary suite is a private retreat with a large walk-in closet and a luxurious 5-piece bathroom. Three additional generously sized bedrooms and a laundry room with built-in storage complete the upper level. The walkout basement offers additional living space, including a cozy family room, an extra bedroom and ¾ bathroom, plus ample unfinished storage space. Step outside to enjoy the Trex deck and a stamped concrete patio, where you can take in stunning mountain views while relaxing or entertaining. Living in Terrain means access to incredible trails, parks, a clubhouse, and a community pool—all in a picturesque Castle Rock setting. Don’t miss your chance to call this exceptional home yours! Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.8
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,803.4/mo
Estimated Loan Balance
$483,526
Cash to close
$259,661
Interest Paid
$63,813

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Linoleum

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame, Stone
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder: TRI Pointe Homes

Community & HOA

Community
  • Subdivision: Terrain
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Castle Oaks Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $268
  • HOA Frequency: $Quarterly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $229.53
  • Tax Annual Amount: $4782
  • On Market Date: 2025-01-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $259,661 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $259,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.8% Sellers Rate
$480,339
Your Cash$259,661
Total Purchase Price:$740,000

Assumed vs Traditional Mortgage

Assumed @ 2.8%
$2,188/mo
Traditional @ 7.5%
$3,731/mo
You save $1,543/month ($18,513/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7893374

Listing From: recolorado

Last updated: 2025-03-16T16:26:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.8%
7.15%

Principal & Interest

$2,188 /mo
$3,597 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $259,661 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $259,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.8% Sellers Rate
$480,339
Your Cash$259,661
Total Purchase Price:$740,000

Assumed vs Traditional Mortgage

Assumed @ 2.8%
$2,188/mo
Traditional @ 7.5%
$3,731/mo
You save $1,543/month ($18,513/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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