$515,000
($219,432 down)5036 Ridgewood Drive, Johnstown, CO 80534
PITI Monthly
Listing courtesy of: Jason Filler, LIV Sotheby's International Realty
Assumed Rate
4.05%
7.15%Principal & Interest
$1,702 /mo
$2,393 /moWhat's Special
Welcome to this charming 3-bedroom, 3-bathroom home, featuring an open floor plan, new carpet throughout and a fantastic kitchen designed for entertaining. Upstairs, the primary bedroom includes a cozy sitting room and large walk-in closet. You'll also find a spacious laundry room, along with two additional bedrooms and a full bath. The partially finished basement offers a rec room, rough-in for a future bath, and space for another bedroom. The fully fenced yard and large deck provide a great space for outdoor gatherings. The neighborhood boasts a new clubhouse and pool, multiple parks, trails, a new K-8 school, an 18-hole frisbee golf course, and many more amenities. Conveniently located near Scheel's, Centerra, with quick access to I-25, and just minutes from downtown Loveland, this home has everything you need for comfortable living.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
22 years, 2 months
Monthly PITI
$2,625.04/mo
Estimated Loan Balance
$322,333
Cash to close
$219,432
Interest Paid
$104,122
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air
- Heating: Forced Air
Features
- Materials: Frame, Stone, Stucco, Vinyl Siding, Wood Siding
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Unknown
- Flooring: Carpet, Vinyl, Wood
Exterior
Fencing
- Fencing: Full
Roof
- Roof: Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: Public Sewer
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: Unknown
Construction
Type & Style
- Stories:
- Home type: Single Family Residence
- Architectural Style: Unknown
Materials
- Frame, Stone, Stucco, Vinyl Siding, Wood Siding
- Roof: Composition
Condition
- Year Built: 2014
Details
- Builder: Oakwood Homes, LLC
Community & HOA
Community
- Subdivision: Thompson River Ranch Amd Jstn
- Features: Unknown
HOA
- Has HOA: Yes
- HOA Name: Thompson Crossing Metropolitan
- HOA Amenities: Unknown
- HOA Fee: $0
- HOA Frequency: $Included in Property Tax
Location
- Region: Johnstown
Financial Details
- Price per Sqft: $205.18
- Tax Annual Amount: $6064
- On Market Date: 2025-01-24T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $219,432!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: REC8311656
Listing From: recolorado
Last updated: 2025-04-03T19:08:20.000Z
© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.05%
7.15%Principal & Interest
$1,702 /mo
$2,393 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $219,432!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
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