Dan Kaercher

Dan Kaercher

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Closed

$889,000

($320,493 down)
VA

4 Los Cabos, Dana Point, CA 92629

2
2
1,191 sqft
PITI Monthly
$2,982.15 /mo

Listing courtesy of: Michael Gerard, Berkshire Hathaway HomeService

Assumed Rate

3.35%
7.15%

Principal & Interest

$2,765 /mo
$4,238 /mo

What's Special

REMODELED
GATED COMMUNITY
SHOPPING
DINING
MODERN
LUXURY
PATIO
FITNESS CENTER
WATERFRONT

Welcome to 4 Los Cabos, in the gated community of Encantamar, Dana Point. This beautifully upgraded 2-bedroom, 2-bath condo offers an unparalleled combination of modern luxury, convenience, and coastal charm. Meticulously upgraded, this home offers an elegant, warm, and inviting living experience with a two-car garage. The beautifully remodeled kitchen boasts high-end appliances, custom self-closing cabinetry, and quartz countertops. The primary bedroom is a peaceful retreat, complete with an upgraded en-suite bathroom and ample closet space. A well-appointed second bedroom and upgraded guest bathroom ensure comfort for family and guests. Step out onto the private patio, perfect for enjoying the gentle coastal breeze or entertaining friends. This home is ideally located on the border of Dana Point and Laguna Niguel, offering the best of both worlds. Directly across the street is the Ocean Ranch Shopping Center, featuring Ralph’s, Trader Joe’s, Cinepolis Luxury Cinemas, and an array of dining and shopping options. Just one mile away, you’ll find the vibrant Dana Point Harbor, renowned for its stunning beaches, waterfront restaurants, and a plethora of activities. Whether you’re exploring the iconic Ritz-Carlton or indulging in the luxurious amenities of the Waldorf Astoria Monarch Beach Resort, the coastal lifestyle is at your doorstep. The Encantamar community provides residents with resort-like amenities as well, including a sparkling pool, spa, and fitness center. Don’t miss your opportunity to be part of one of Dana Point’s most sought-after communities. Schedule your private tour today!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,982.15/mo
Estimated Loan Balance
$577,817
Cash to close
$320,493
Interest Paid
$95,094

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Heated, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Encantamar Condos (ENC)
  • Features: Biking, Park, StormDrains, StreetLights, Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Powerstone
  • HOA Amenities: Unknown
  • HOA Fee: $563
  • HOA Frequency: $Monthly
Location
  • Region: Dana Point

Financial Details

  • Price per Sqft: $746.43
  • Tax Annual Amount: $11112.5
  • On Market Date: 2025-01-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $320,493 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $320,493!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$568,507
Your Cash$320,493
Total Purchase Price:$889,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$2,765/mo
Traditional @ 7.5%
$4,396/mo
You save $1,631/month ($19,568/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25001511

Listing From:

Last updated: 2025-02-11T01:30:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$2,765 /mo
$4,238 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $320,493 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $320,493!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$568,507
Your Cash$320,493
Total Purchase Price:$889,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$2,765/mo
Traditional @ 7.5%
$4,396/mo
You save $1,631/month ($19,568/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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