Dan Kaercher

Dan Kaercher

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Pending

$450,000

($332,272 down)
FHA

498 W ENCINAS Street, Gilbert, AZ 85233

3
2
1,375 sqft
PITI Monthly
$1,150.49 /mo

Listing courtesy of: Thomas L Wiederstein, Redfin Corporation

Assumed Rate

3.68%
7.15%

Principal & Interest

$766 /mo
$1,127 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
WALK-IN CLOSET
MASTER SUITE
HOME OFFICE
PATIO
PRIVATE BACKYARD
CHARMING

Nestled in the heart of Gilbert, this charming 3-bedroom, 2-bathroom home offers a perfect blend of comfort, style, and convenience. The spacious floorplan is designed for modern living, featuring a bright and airy living area that flows effortlessly into the well-appointed kitchen with ample counter space, stainless steel appliances, and a welcoming breakfast nook. The generous master suite serves as a tranquil retreat, complete with a private en-suite bathroom and walk-in closet. Two additional bedrooms provide plenty of space for family, guests, or a home office. Don't forget about the 2-car garage pre-wired for your EV charger. Step outside to discover a private backyard oasis perfect for entertaining or simply enjoying the Arizona sunshine. With a covered patio, green grass lawn, and plenty of space for outdoor activities, it's the ideal place to relax after a long day. Located in a highly sought-after neighborhood, this home is just minutes from top-rated schools, shopping, dining, and all the amenities Gilbert has to offer. Whether you're looking for a place to settle down in one of the fastest-growing cities in the Valley, this is the perfect place to call home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.68
Remaining Loan Term
17 years, 4 months
Monthly PITI
$1,150.49/mo
Estimated Loan Balance
$118,937
Cash to close
$332,272
Interest Paid
$67,303

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder: Centex

Community & HOA

Community
  • Subdivision: SILVERHAWKE 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Silverhawke
  • HOA Amenities: Unknown
  • HOA Fee: $198.45
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $327.27
  • Tax Annual Amount: $1390
  • On Market Date: 2025-03-27T17:20:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $332,272 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $332,272!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$117,728
Your Cash:$332,272
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$766/mo
Traditional @ 7.5%
$1,169/mo
You save $403/month ($4,836/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6841773

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T17:31:38.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.68%
7.15%

Principal & Interest

$766 /mo
$1,127 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $332,272 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $332,272!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$117,728
Your Cash:$332,272
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$766/mo
Traditional @ 7.5%
$1,169/mo
You save $403/month ($4,836/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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