Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Pending

$490,000

($114,141 down)
VA

491 Homestead Lane, Johnstown, CO 80534

3
2
1,525 sqft
PITI Monthly
$2,171.06 /mo

Listing courtesy of: Elizabeth Shields, Coldwell Banker Realty-NOCO

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,670 /mo
$2,742 /mo

What's Special

LOCATION
SPACIOUS
MODERN
VAULTED CEILINGS
FINISHED BASEMENT

BACK ON THE MARKET DUE TO NO FAULT OF THE HOME! Buyers terminated due to HOA and motorhome rules. Do not miss this opportunity, This home has a 2.75% assumable loan. Please contact listing agent for more info! Welcome to this beautifully updated 3-bedroom, 2-bathroom ranch home located in Johnstown Farms boasting a fresh modern appeal. Recent updates, featuring updated bathrooms, plush carpeting, and and peace of mind with an installed radon mitigation. Stunning quartz countertops complement the vaulted ceilings, creating a spacious and inviting atmosphere. This home also includes a large unfinished basement, offering ample space for future growth or storage needs.Outside, enjoy the back yard complete with a fire pit and beautiful large planter boxes, perfect for gardening enthusiasts or outdoor entertaining. Situated just one block from the local HOA park, and within walking distance of Hays Market, the post office, YMCA, and Eddie Aragon Park, this property offers both convenience and charm in a prime location. Ideal for those seeking comfort, style, and easy access to amenities, this home is ready to welcome you.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,171.06/mo
Estimated Loan Balance
$378,218
Cash to close
$114,141
Interest Paid
$43,663

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Farms
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Johnstown Farms Hoa 303-420-44
  • HOA Amenities: Unknown
  • HOA Fee: $118
  • HOA Frequency: $Quarterly
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $321.31
  • Tax Annual Amount: $4008
  • On Market Date: 2024-07-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,141 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $114,141!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$375,859
Your Cash$114,141
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,670/mo
Traditional @ 7.5%
$2,844/mo
You save $1,174/month ($14,088/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1014255

Listing From: recolorado

Last updated: 2025-03-14T14:31:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,670 /mo
$2,742 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,141 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $114,141!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$375,859
Your Cash$114,141
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,670/mo
Traditional @ 7.5%
$2,844/mo
You save $1,174/month ($14,088/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.