Dan Kaercher

Dan Kaercher

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$470,000

($45,420 down)
FHA

4916 S 107TH Lane, Tolleson, AZ 85353

5
3
2,315 sqft
PITI Monthly
$3,588.19 /mo

Listing courtesy of: Rodolfo Flores, A.Z. & Associates

Assumed Rate

7.08%
7.15%

Principal & Interest

$2,925 /mo
$2,945 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE

Like-New Home in Verde Trails with Modern Finishes & Spacious Layout! Why wait for new construction when this stunning, move-in-ready home has everything you need and more? Nestled in the sought-after Verde Trails community, this like-new two-story gem sits on a premium corner lot and features 5 bedrooms, 3 full bathrooms, and a spacious loft, offering plenty of flexible living space for families or those working from home. Step inside to an open-concept layout that seamlessly blends the kitchen, dining, and living areas—perfect for entertaining! The kitchen boasts sleek granite countertops, stainless steel appliances, white shaker cabinetry, and a large island with bar seating. Natural light fills the home, highlighting the neutral tones and modern finishes throughout. Upstairs, a spacious loft provides additional living space, ideal for a media room, home office, or play area. The primary suite is a true retreat, featuring a massive walk-in closet and an ensuite bath. Outside, enjoy a low-maintenance backyard with plenty of room to design your dream outdoor oasis. Verde Trails offers walking paths, parks, and easy access to shopping, dining, and major freeways for a convenient lifestyle. This is the home you've been waiting forschedule your private showing before it's gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.08
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,588.19/mo
Estimated Loan Balance
$426,234
Cash to close
$45,420
Interest Paid
$76,233

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Low VOC Paint, Low VOC Wood Products, Painted, Stucco, Spray Foam Insulation, Low VOC Insulation
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Low VOC Paint, Low VOC Wood Products, Painted, Stucco, Spray Foam Insulation, Low VOC Insulation
  • Roof: Tile, Concrete
Condition
  • Year Built: 2022
Details
  • Builder: Meritage Homes

Community & HOA

Community
  • Subdivision: VERDE TRAILS PARCEL 7
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Verde Trails
  • HOA Amenities: Unknown
  • HOA Fee: $81
  • HOA Frequency: $Monthly
Location
  • Region: Tolleson

Financial Details

  • Price per Sqft: $203.02
  • Tax Annual Amount: $2254
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $45,420 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $45,420!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.08% Sellers Rate
$424,580
Your Cash$45,420
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 7.08%
$2,925/mo
Traditional @ 7.5%
$3,055/mo
You save $130/month ($1,565/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6843998

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T07:15:36.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.08%
7.15%

Principal & Interest

$2,925 /mo
$2,945 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,420 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $45,420!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.08% Sellers Rate
$424,580
Your Cash$45,420
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 7.08%
$2,925/mo
Traditional @ 7.5%
$3,055/mo
You save $130/month ($1,565/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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