Dan Kaercher

Dan Kaercher

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$410,000

($274,197 down)
VA

4884 Royal Oaks Drive, Oroville, CA 95966

3
2
1,582 sqft
PITI Monthly
$1,357.92 /mo

Listing courtesy of: Ryan Gulbrandsen, The Stogan Group

Assumed Rate

4.46%
7.15%

Principal & Interest

$766 /mo
$1,026 /mo

What's Special

LOCATION
SERENE
SPACIOUS
MODERN
GRANITE COUNTERTOPS
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
DECK
CHARMING
COZY

Welcome to Your Kelly Ridge Retreat with TWO extra lots and an ASSUMABLE VA Loan! Nestled in the serene and highly sought-after Kelly Ridge community, this charming single story 3-bedroom, 2-bathroom home comes with two additional lots! The home offers the perfect blend of comfort, style, and convenience, while the two additional parcels provide privacy, plenty of space to make your own, and the opportunity to sell or build in the future. Located within walking distance to the Oroville Dam and numerous hiking trails, this location offers opportunities for many different lifestyles. Add in an assumable VA loan, this property truly is unique. Step inside to discover brand-new flooring and baseboards that give the home a fresh, modern feel. The heart of the home is the stunning kitchen that features granite countertops, a beautiful island, and ample space for both cooking and entertaining. The living room offers vaulted ceilings and a cozy wood-burning stove, creating a warm and welcoming atmosphere. The master suite is complete with a walk-in closet and an upgraded bathroom featuring a skylight and a luxurious new walk-in bathtub. Additional highlights include a spacious laundry room and a large partially covered back deck, perfect for enjoying the peaceful surroundings or hosting gatherings. Whether you’re relaxing indoors or taking in the scenic beauty of Kelly Ridge from your expansive deck, this property is the perfect place to call home. Don’t miss out on this unique opportunity to own three parcels totaling 0.95 of an acre in Kelly Ridge.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.46
Remaining Loan Term
23 years, 11 months
Monthly PITI
$1,357.92/mo
Estimated Loan Balance
$45,527
Cash to close
$274,197
Interest Paid
$39,054

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: ChainLink, Partial
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters, Hiking, HorseTrails, Lake
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $259.17
  • Tax Annual Amount: $5125
  • On Market Date: 2024-12-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $274,197 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $274,197!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$135,803
Your Cash:$274,197
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$766/mo
Traditional @ 7.5%
$1,064/mo
You save $298/month ($3,577/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24248543

Listing From:

Last updated: 2025-03-13T18:03:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$766 /mo
$1,026 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $274,197 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $274,197!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$135,803
Your Cash:$274,197
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$766/mo
Traditional @ 7.5%
$1,064/mo
You save $298/month ($3,577/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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