Dan Kaercher

Dan Kaercher

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Closed

$770,500

($435,528 down)
VA

4875 Bethany Lane, Santa Maria, CA 93455

4
3
2,270 sqft
PITI Monthly
$1,721.5 /mo

Listing courtesy of: Juli Platzer, Redfin Corporation

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,505 /mo
$2,464 /mo

What's Special

MODERN
FIREPLACE
COZY

This 4-bedroom, 2.5-bathroom home on a quarter-acre corner lot is located in the sought-after community of Orcutt. Just 6 miles south of Santa Maria along Route 101, Orcutt offers the perfect blend of convenience and natural beauty with its proximity to wineries and scenic hiking trails. The neighborhood provides easy access to schools, shops, and parks, making it an ideal choice. The recent kitchen remodel and new windows add modern comfort and style to the home, ensuring it's both functional and attractive. The sunken den with a wood-burning fireplace is a cozy spot for entertaining or relaxing. With 2,207 sq. ft. of space spread over two stories, there's ample room for storage and living. The fully fenced backyard featuring a mature citrus tree and low-maintenance landscaping offers privacy and plenty of potential for outdoor enjoyment. Look no further for your forever home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,721.5/mo
Estimated Loan Balance
$341,330
Cash to close
$435,528
Interest Paid
$42,642

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central, FloorFurnace, Fireplaces, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Santa Maria

Financial Details

  • Price per Sqft: $339.43
  • Tax Annual Amount: $
  • On Market Date: 2024-07-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $435,528 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $435,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$334,972
Your Cash:$435,528
Total Purchase Price:$770,500

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,505/mo
Traditional @ 7.5%
$2,556/mo
You save $1,051/month ($12,612/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SC24152367

Listing From:

Last updated: 2024-09-30T15:01:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,505 /mo
$2,464 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $435,528 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $435,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$334,972
Your Cash:$435,528
Total Purchase Price:$770,500

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,505/mo
Traditional @ 7.5%
$2,556/mo
You save $1,051/month ($12,612/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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