Dan Kaercher

Dan Kaercher

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Pending

$399,000

($44,617 down)
VA

4871 Oakhurst Avenue, Banning, CA 92220

2
2
1,471 sqft
PITI Monthly
$2,567.09 /mo

Listing courtesy of: Lisa Wagner, Royal Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,980 /mo
$2,496 /mo

What's Special

REMODELED
GATED COMMUNITY
GRANITE COUNTERTOPS
PATIO
CLUBHOUSE
TENNIS COURTS

Assumable VA Mortgage Loan at 4.5%!!! A gorgeous golf course view home which also includes a lake and hills view, framed by beautiful swaying trees! The view can be seen from the living room and the master bedroom. An Office/Den is off the entry way in this beautiful Columbine model with two bedrooms on opposite ends of the home. The covered patio (Alumawood) has a beautiful stone floor. The surrounding low maintenance yard is filled with flowering greenery and a picturesque fountain. You will love the quiet peacefulness here. Back inside is the upgraded kitchen with granite countertops. Both full bathrooms have been remodeled within the past 2 years. New HVAC unit installed 2 years ago. The home is located within Sun Lakes Country Club which features two 18-hole golf courses with pro shops, 2 restaurants, a cocktail lounge with dance floor, 3 clubhouses and a ballroom, tennis courts, pickle ball courts, bocce ball courts, 3 exercise gyms, many clubs for a variety of interests, 24-hour security in the gated community, 3 swimming pools, and more. Living in this 55+ gate guarded community is like living in a resort!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,567.09/mo
Estimated Loan Balance
$357,886
Cash to close
$44,617
Interest Paid
$51,066

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GasStarter, LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Clay, SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, Gunite, Heated, InGround, Lap, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary, Traditional, PatioHome
Materials
  • Stucco
  • Roof: Clay, SpanishTile
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sun Lakes Country Club
  • Features: Biking, Curbs, Golf, Gutters, Lake, StormDrains, StreetLights, Suburban, Sidewalks, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sun Lakes Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $385
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $271.24
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-01-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $44,617 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $44,617!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$354,383
Your Cash$44,617
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,980/mo
Traditional @ 7.5%
$2,589/mo
You save $610/month ($7,317/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25013163

Listing From:

Last updated: 2025-04-01T22:03:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,980 /mo
$2,496 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,617 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $44,617!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$354,383
Your Cash$44,617
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,980/mo
Traditional @ 7.5%
$2,589/mo
You save $610/month ($7,317/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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