Dan Kaercher

Dan Kaercher

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Closed

$1,385,000

($182,825 down)
VA

4861 Lila Drive, San Diego, CA 92115

3
2
1,792 sqft
PITI Monthly
$5,446.36 /mo

Listing courtesy of: Juan Samayoa, Coldwell Banker Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$5,230 /mo
$8,443 /mo

What's Special

SPACIOUS
MODERN
GAME ROOM
PATIO
CHARMING
COZY
SOLAR PANELS

Discover Modern Living in Talmadge! This beautifully updated open-concept home is a perfect blend of style and comfort. The kitchen is a chef's dream, featuring an eat-in breakfast bar, ample counter space, and stunning sunrise views over the canyon. The layout offers two distinct living areas: one at the entrance, perfect for greeting guests, and a versatile secondary space that can be easily transformed into a bedroom, game room, or cozy family retreat. Step outside through elegant French doors to embrace the epitome of indoor-outdoor living. The seamless transition from the patio to the spacious backyard creates an ideal setting for entertaining. The expansive grassy area provides plenty of space for children or pets to play, with the potential to add a pool for even more outdoor enjoyment. This home is packed with modern upgrades, including dual-paned windows, brand-new flooring throughout, a state-of-the-art AC/FAU system, and owned solar panels for energy efficiency. Assumable VA loan at 2.625%. Located in a vibrant community known for its friendly atmosphere and lively events, such as Food Truck Nights, Block Parties, a 4th of July Parade, Food Drives, and Holiday Caroling, you’ll experience the best of Talmadge living. Plus, you’ll be just moments away from major freeways, the charming restaurants and boutiques of Kensington, and the peace and quiet of one of San Diego’s most sought-after neighborhoods. This is more than just a home; it’s a lifestyle opportunity that’s truly one of a kind.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 3 months
Monthly PITI
$5,446.36/mo
Estimated Loan Balance
$1,168,540
Cash to close
$182,825
Interest Paid
$132,367

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: SeeRemarks

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Talmadge (TALM)
  • Features: Biking, Curbs, Mountainous, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $772.88
  • Tax Annual Amount: $
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,825 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $182,825!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$1,202,175
Your Cash$182,825
Total Purchase Price:$1,385,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$5,230/mo
Traditional @ 7.5%
$8,757/mo
You save $3,528/month ($42,331/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2404872

Listing From:

Last updated: 2024-10-25T00:48:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$5,230 /mo
$8,443 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,825 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $182,825!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$1,202,175
Your Cash$182,825
Total Purchase Price:$1,385,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$5,230/mo
Traditional @ 7.5%
$8,757/mo
You save $3,528/month ($42,331/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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