Dan Kaercher

Dan Kaercher

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Closed

$235,000

($134,441 down)
FHA

4849 Morales Street, New Cuyama, CA 93254

3
1
1,412 sqft
PITI Monthly
$799.1 /mo

Listing courtesy of: Miquella Zulfiqar, Realty One Group Pacific

Assumed Rate

3.66%
7.15%

Principal & Interest

$562 /mo
$829 /mo

What's Special

SERENE

Discover the potential of 4849 Morales St, a hidden gem nestled in the tranquil town of New Cuyama. This 3-bedroom, 1-bathroom home is ready for you to bring your vision to life. Step inside to find a welcoming living area with abundant natural light and a layout that’s full of promise. The kitchen, while in need of updating, provides a solid base for creating a culinary space tailored to your tastes. The bedrooms are generously sized, offering comfort and flexibility, while the bathroom presents an opportunity for customization. One of the standout features of this property is the additional shed in the backyard. This versatile space can serve as a workshop, storage area, or even be transformed into a creative studio or guest space. The large backyard offers plenty of room for gardening, outdoor activities, or just relaxing in the peaceful surroundings. Located in the heart of New Cuyama, you'll enjoy a serene environment while being conveniently close to local amenities and outdoor recreation. Bring your renovation dreams to life and make 4849 Morales St your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.66
Remaining Loan Term
21 years, 0 months
Monthly PITI
$799.1/mo
Estimated Loan Balance
$114,909
Cash to close
$134,441
Interest Paid
$36,732

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: SeeRemarks
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: New Cuyama

Financial Details

  • Price per Sqft: $166.43
  • Tax Annual Amount: $
  • On Market Date: 2024-09-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $134,441 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $134,441!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.66% Sellers Rate
$100,559
Your Cash:$134,441
Total Purchase Price:$235,000

Assumed vs Traditional Mortgage

Assumed @ 3.66%
$562/mo
Traditional @ 7.5%
$860/mo
You save $298/month ($3,572/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24186854

Listing From:

Last updated: 2024-11-15T18:36:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.66%
7.15%

Principal & Interest

$562 /mo
$829 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,441 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $134,441!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.66% Sellers Rate
$100,559
Your Cash:$134,441
Total Purchase Price:$235,000

Assumed vs Traditional Mortgage

Assumed @ 3.66%
$562/mo
Traditional @ 7.5%
$860/mo
You save $298/month ($3,572/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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