Dan Kaercher

Dan Kaercher

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$450,000

($207,066 down)
VA

4818 Prospect Lane, Paradise, CA 95969

3
2
2,406 sqft
PITI Monthly
$2,044.96 /mo

Listing courtesy of: Rex Mathies, eXp Realty of California, Inc.

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,426 /mo
$2,101 /mo

What's Special

DINING
MODERN
LUXURY
WALK-IN CLOSET
MASTER SUITE
LANDSCAPED
EFFICIENT

Tucked away in the heart of Paradise, CA, this remarkable home gives the perfect fusion of country charm and stunning natural surroundings, creating an exceptional living experience. As you enter, you'll be greeted by a thoughtfully crafted interior with an open-concept layout, soaring ceilings, eucalyptus flooring, and an abundance of natural light. The kitchen seamlessly flows into the dining and living areas, making it an ideal space for both intimate gatherings and larger entertaining events. The master suite serves as a peaceful retreat, offering generous space, a private ensuite, and a walk-in closet for added luxury and comfort. Step outside and embrace the California sunshine in your very own outdoor sanctuary, where the beautifully landscaped yard is perfect for hosting, gardening, or simply relaxing in tranquility. Take in stunning views of the Sutter Buttes and a year-round creek, completing this peaceful escape. With smart home features, high-speed internet, and energy-efficient updates, and Solar this property combines both modern convenience and natural beauty effortlessly. Experience comfort, style, and serenity like never before—schedule a tour today and imagine the endless possibilities of calling this beautiful residence home.

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.67
Remaining Loan Term
20 years, 0 months
Monthly PITI
$2,044.96/mo
Estimated Loan Balance
$404,601
Cash to close
$207,066
Interest Paid
$102,395

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, DuctsProfessionallyAirSealed, Frame, Glass, NaturalBuilding, Other, Concrete, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, LivingRoom, WoodBurningStove
  • Flooring: Bamboo, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Ranch
Materials
  • Drywall, DuctsProfessionallyAirSealed, Frame, Glass, NaturalBuilding, Other, Concrete, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, HorseTrails, Mountainous, Rural, Valley
HOA
  • Has HOA: No
Location
  • Region: Paradise

Financial Details

  • Price per Sqft: $187.03
  • Tax Annual Amount: $5625
  • On Market Date: 2025-02-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $207,066 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $207,066!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$242,934
Your Cash$207,066
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,426/mo
Traditional @ 7.5%
$2,179/mo
You save $753/month ($9,031/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25034421

Listing From:

Last updated: 2025-03-28T19:42:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,426 /mo
$2,101 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $207,066 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $207,066!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$242,934
Your Cash$207,066
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,426/mo
Traditional @ 7.5%
$2,179/mo
You save $753/month ($9,031/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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