Dan Kaercher

Dan Kaercher

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$1,235,000

($530,038 down)
VA

478 Shadow Tree Drive, Oceanside, CA 92058

4
3
2,492 sqft
PITI Monthly
$3,460.07 /mo

Listing courtesy of: Darlene Jamroz, First Team Real Estate

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,243 /mo
$5,059 /mo

What's Special

REMODELED
LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
PATIO

LOCATION, LOCATION! It doesn’t get better than this! 4 Bedroom, Loft/Office/5th Bedroom, 3 Bathroom, 3 Car Garage. Upgraded, remodeled w/custom work inside and outside! A MUST SEE to truly appreciate all that has been done! Spacious open floor plan of 2,492 sq ft. Kitchen opens to the familyroom with a fireplace. Plenty of natural lighting, living space opens to hills and views. Large kitchen with ample custom cabinet space, all upper cabinets added with glass front and dimmer lighting, beautiful new granite counter, backsplash to cabinets, custom wood range hood plus more! Sliding doors off kitchen extent to a large entertainment yard, decorative patio areas, retactable awning, mutilpal fruit trees, new artificial turf and rolling hills view. This yard is ideal for entertaining! Inside extreamly large laundry room with an abundace of additional storeage. Beatiful new wood flooring throughout. One of the most desirable models in California Brisa. New roof, plantation shutters and PAID SOLAR! Just 3.5 miles from the beach via the San Luis Rey Luis River Trail which you can walk, run or bike the path directly to the beach. Amazing community minutes from downtown Oceanside, shopping, dining, freeway access and much more!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$3,460.07/mo
Estimated Loan Balance
$709,013
Cash to close
$530,038
Interest Paid
$71,856

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric, Gas
  • Heating: Central, NaturalGas, Solar
Features
  • Materials: Block, Drywall, Frame, Glass, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Masonry, Wood, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Block, Drywall, Frame, Glass, Concrete, Stucco
  • Roof: Unknown
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Curbs, Gutters, StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Californa Brisas
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $495.59
  • Tax Annual Amount: $
  • On Market Date: 2024-12-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $530,038 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $530,038!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$704,962
Your Cash$530,038
Total Purchase Price:$1,235,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,243/mo
Traditional @ 7.5%
$5,248/mo
You save $2,004/month ($24,050/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24248992

Listing From:

Last updated: 2025-01-14T01:09:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,243 /mo
$5,059 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $530,038 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $530,038!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$704,962
Your Cash$530,038
Total Purchase Price:$1,235,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,243/mo
Traditional @ 7.5%
$5,248/mo
You save $2,004/month ($24,050/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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