Dan Kaercher

Dan Kaercher

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$580,000

($145,352 down)
FHA

4776 Dewey Avenue, Riverside, CA 92506

3
1
928 sqft
PITI Monthly
$3,051.29 /mo

Listing courtesy of: Angela McArthur, Elevate Real Estate Agency

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,947 /mo
$3,183 /mo

What's Special

SPACIOUS
HOME OFFICE
CHARMING
COZY

Charming 3-Bedroom Home in a Beautiful Neighborhood. Welcome to this cozy 3-bedroom, 1-bathroom home that offers both comfort and potential! Situated on a spacious lot, this property includes a bonus unpermitted extra room, perfect for a home office, playroom, or guest space. You'll also find two sheds on the property—one has been thoughtfully transformed into an additional room, complete with a window A/C unit for year-round comfort. The large backyard is an entertainer's dream, offering ample space for outdoor gatherings, gardening, or simply relaxing in your own private retreat. Don't miss the chance to explore this charming home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,051.29/mo
Estimated Loan Balance
$437,389
Cash to close
$145,352
Interest Paid
$45,099

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Biking, Curbs, DogPark, Foothills, Hiking, Mountainous, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $625
  • Tax Annual Amount: $7250
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $145,352 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $145,352!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$434,648
Your Cash$145,352
Total Purchase Price:$580,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,947/mo
Traditional @ 7.5%
$3,302/mo
You save $1,355/month ($16,263/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25070354

Listing From:

Last updated: 2025-04-03T14:13:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,947 /mo
$3,183 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,352 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $145,352!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$434,648
Your Cash$145,352
Total Purchase Price:$580,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,947/mo
Traditional @ 7.5%
$3,302/mo
You save $1,355/month ($16,263/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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