Dan Kaercher

Dan Kaercher

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$615,000

($266,485 down)
VA

4726 41st Street S, Fargo, ND 58104

5
4
3,066 sqft
PITI Monthly
$2,246.09 /mo

Listing courtesy of: , REALTY XPERTS

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,600 /mo
$2,600 /mo

What's Special

MOVE-IN READY
FIREPLACE
DECK
PATIO
SPRINKLER SYSTEM

Welcome to this stunning two-story home in the sought-after Cottagewood neighborhood of South Fargo! Featuring 5 bedrooms, 4 baths, and countless updates, this home is truly move-in ready. The fully finished and heated 3-stall garage boasts Racedeck flooring, plus there’s a detached 12x20 single garage for extra storage. Enjoy outdoor living with a maintenance-free fence, outdoor fireplace, stamped concrete patio with pergola, professional landscaping, and a sprinkler system. Best of all—zero specials! Don’t miss this incredible opportunity—contact your favorite agent today for a private showing! Owner/Agent.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,246.09/mo
Estimated Loan Balance
$349,274
Cash to close
$266,485
Interest Paid
$46,814

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, Family Room, Gas, Living Room
  • Flooring: Carpet, Engineered Hardwood, Luxury Vinyl Plank, Tile

Exterior

Fencing
  • Fencing: Full, Vinyl
Roof
  • Roof: Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Architectural Shingle
Condition
  • Year Built: 2014
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cottagewood 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $200.59
  • Tax Annual Amount: $5748
  • On Market Date: 2025-02-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $266,485 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $266,485!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$348,515
Your Cash$266,485
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,600/mo
Traditional @ 7.5%
$2,697/mo
You save $1,097/month ($13,162/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6671159

Listing From: northstar

Last updated: 2025-02-17T22:41:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,600 /mo
$2,600 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $266,485 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $266,485!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$348,515
Your Cash$266,485
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,600/mo
Traditional @ 7.5%
$2,697/mo
You save $1,097/month ($13,162/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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