Dan Kaercher

Dan Kaercher

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Under Contract

$400,000

($295,079 down)
FHA

4721 Spine Road UNIT F, Boulder, CO 80301

2
1
845 sqft
PITI Monthly
$1,254.48 /mo

Listing courtesy of: Ethan Shapiro, Climate Change Realty

Assumed Rate

4.75%
7.15%

Principal & Interest

$829 /mo
$1,073 /mo

What's Special

MODERN
HIGH-END FINISHES
FIREPLACE
SAFE
EFFICIENT
TURNKEY

Assumable FHA mortgage. Welcome to 4721 Spine Rd #F in Boulder's coveted Powderhorn Community, where turnkey living meets modern design. This fully updated 2-bed, 1-bath condo offers 845 sqft of thoughtfully crafted space, complete with unique custom upgrades totaling more than $65,000. Step into a brand-new kitchen, featuring a freshly unboxed chef's stove, sleek new cabinets with European open-frame styling, and a custom solid oak butcher block countertop. The newer fridge, dishwasher, and vinyl flooring complete the kitchen, which is enhanced by under-cabinet and in-shelf lighting. Everything has been done for you, including a brand-new washer and dryer. The primary bedroom boasts a custom closet system, while the stairs to the loft have been thoughtfully designed for optimal safety and ease of use. Enjoy the comfort of high-efficiency, UV-blocking windows, a new air conditioner, and a new water heater. The bathroom has been completely updated with hand-selected marble tile, a custom shower niche, a large mirror, new vanity, and an energy-efficient toilet.This home is loaded with unique storage solutions: a custom cabinet by the front door for shoes and mail, tall cabinets built into the fireplace enclosure, a loft office nook with built-in storage for books, printers, and more. The loft also features a custom slide-out shelf for all your camping gear, suitcases, or seasonal items, and there's even attic space for extra storage. Additional highlights include architect-designed steel railings, a custom fireplace mantle, and a built-in bookshelf niche with lighting, perfect for showcasing art or decor. Every inch of this home has been maximized for style, comfort, and function, with 40 new LED lights added throughout. It's all ready for you-just move in and enjoy the high-end finishes and thoughtful upgrades in your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.75
Remaining Loan Term
14 years, 2 months
Monthly PITI
$1,254.48/mo
Estimated Loan Balance
$106,965
Cash to close
$295,079
Interest Paid
$101,006

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Powderhorn
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Powderhorn Condominiums
  • HOA Amenities: Unknown
  • HOA Fee: $454
  • HOA Frequency: $Monthly
Location
  • Region: Boulder

Financial Details

  • Price per Sqft: $473.37
  • Tax Annual Amount: $1957
  • On Market Date: 2024-10-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $295,079 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $295,079!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$104,921
Your Cash:$295,079
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$829/mo
Traditional @ 7.5%
$1,113/mo
You save $284/month ($3,412/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1019894

Listing From: recolorado

Last updated: 2025-03-14T16:21:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$829 /mo
$1,073 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $295,079 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $295,079!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$104,921
Your Cash:$295,079
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$829/mo
Traditional @ 7.5%
$1,113/mo
You save $284/month ($3,412/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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