Dan Kaercher

Dan Kaercher

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Closed

$775,000

($280,871 down)
VA

46 Tierra Montanosa, Rancho Santa Margarita, CA 92688

2
3
1,241 sqft
PITI Monthly
$2,468.36 /mo

Listing courtesy of: Marisa Whitaker, Regency Real Estate Brokers

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,252 /mo
$3,580 /mo

What's Special

REMODELED
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES

Nestled in the desirable Melinda Heights neighborhood, this 2 bedroom, 2 bathroom condo offers an ideal blend of comfort and convenience. Step into your own private oasis with a large, gated courtyard that welcomes you home. Inside, the kitchen has been beautifully remodeled with new cabinetry, a custom hutch, and stainless steel appliances, creating a stylish and functional culinary space. The open layout flows seamlessly into the dining and living areas, creating a spacious and inviting atmosphere. Upgrades abound with a new AC unit for year-round comfort and a complete repiping throughout the home, ensuring peace of mind for years to come, and newer luxury vinyl plank flooring. Enjoy the luxury of a 2 car attached garage, providing ample parking and storage space right at your doorstep. Located mere steps away from an award-winning elementary school, this condo is ideal for families looking to benefit from excellent education and a close-knit community. Don't miss out on this opportunity to own a tastefully updated condo in one of Rancho Santa Margarita's most coveted neighborhoods. Schedule your tour today and imagine yourself calling this place home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,468.36/mo
Estimated Loan Balance
$603,497
Cash to close
$280,871
Interest Paid
$59,702

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Tierra Montanosa (TIEM)
  • Features: Curbs, DogPark, Foothills, Fishing, Golf, Gutters, Lake, Park, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Tierra Montanosa
  • HOA Amenities: Unknown
  • HOA Fee: $518
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Santa Margarita

Financial Details

  • Price per Sqft: $624.5
  • Tax Annual Amount: $
  • On Market Date: 2024-07-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $280,871 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $280,871!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$494,129
Your Cash$280,871
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,252/mo
Traditional @ 7.5%
$3,713/mo
You save $1,461/month ($17,537/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24147124

Listing From:

Last updated: 2024-08-28T01:26:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,252 /mo
$3,580 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $280,871 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $280,871!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$494,129
Your Cash$280,871
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,252/mo
Traditional @ 7.5%
$3,713/mo
You save $1,461/month ($17,537/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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