Dan Kaercher

Dan Kaercher

(480) 202-1789
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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Pending

$298,888

($114,145 down)
FHA

4661 Debralee Way, Sacramento, CA 95838

2
2
1,151 sqft
PITI Monthly
$1,638.57 /mo

Listing courtesy of: Denise Morris, Intero Real Estate Services

Assumed Rate

4.03%
7.15%

Principal & Interest

$1,026 /mo
$1,446 /mo
$57,058 in interest paid off

What's Special

LOCATION
SPACIOUS
CHARMING

This charming 2-bedroom, 1-bathroom home in Sacramento offers 1,151 sq ft of comfortable living space, nestled on a spacious 2,925 sq ft lot. The kitchen is well-appointed with ceramic countertops, a hood over the Free Standing Gas range, a refrigerator, a dishwasher, and a garbage disposal. Flooring throughout the home includes a mix of carpet and tile, offering comfort and practicality. Buyers who are interested in the Property Should go SHRA website for information on how to purchase this property. Enjoy the benefits of this lovely home and its central Sacramento location.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.03
Remaining Loan Term
22 years, 11 months
Monthly PITI
$1,638.57/mo
Estimated Loan Balance
$187,542
Cash to close
$114,145
Interest Paid
$57,058

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $259.68
  • Tax Annual Amount: $3736.1
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,145 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $114,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$184,743
Your Cash$114,145
Total Purchase Price:$298,888

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$1,026/mo
Traditional @ 7.5%
$1,500/mo
You save $474/month ($5,688/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81989353

Listing From:

Last updated: 2025-03-20T00:21:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.03%
7.15%

Principal & Interest

$1,026 /mo
$1,446 /mo
$57,058 in interest paid off
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,145 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $114,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$184,743
Your Cash$114,145
Total Purchase Price:$298,888

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$1,026/mo
Traditional @ 7.5%
$1,500/mo
You save $474/month ($5,688/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000
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