Dan Kaercher

Dan Kaercher

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Closed

$464,000

($163,012 down)
FHA

465 Mt Guyot Circle, Jefferson, CO 80456

2
2
1,116 sqft
PITI Monthly
$1,910.01 /mo

Listing courtesy of: Todd Barker, ASSIST 2 SELL DENVER METRO

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,367 /mo
$2,222 /mo

What's Special

MOVE-IN READY
MODERN
HOME OFFICE
DECK
BALCONY
EFFICIENT

Nestled among the Aspen trees, this home and hideaway is situated on a 3 acre, smartly thinned out lot yet offering plenty of privacy you have been looking for! This one is move-in ready with efficient updates throughout including low maintenance, rugged high traffic flooring and the addition of full size laundry machines. Step inside and you will feel all the comforts of home surrounded by tongue and groove features, a gas range in the kitchen with the kitchen sink overlooking the Aspen grove. This open floor plan with a wood-burning stove is ready to be enjoyed this Fall and Winter and is bound to take the chill off and adds to the ambient cabin charm. You will appreciate having a bathroom on both levels of living. Upstairs are two bedrooms as well using the space in such a way to accommodate sleep and a home office. One bedroom has a walkout balcony too, perfect for star-gazing. The exterior has been freshly stained so all you have to do is sit back on the covered deck and enjoy your surroundings. With a modern septic system including leach field being all new in the past 3 years, you will rest easy knowing it will offer years of service to come. Great additional storage buiding too plus under the home and deck. Extremely easy access offers a private Michigan Hill community just minutes from world-class fishing at Jefferson Lake and the mighty fine Taryall River. Come see today and enjoy the Aspen quaking leaves of gold this Fall!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,910.01/mo
Estimated Loan Balance
$329,485
Cash to close
$163,012
Interest Paid
$39,996

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Electric, Wood Stove
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning Stove
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Michigan Hill
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Michigan Hill
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Annually
Location
  • Region: Jefferson

Financial Details

  • Price per Sqft: $415.77
  • Tax Annual Amount: $1716
  • On Market Date: 2024-09-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $163,012 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $163,012!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$300,988
Your Cash$163,012
Total Purchase Price:$464,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,367/mo
Traditional @ 7.5%
$2,304/mo
You save $937/month ($11,245/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3394989

Listing From: recolorado

Last updated: 2024-12-19T02:08:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,367 /mo
$2,222 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $163,012 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $163,012!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$300,988
Your Cash$163,012
Total Purchase Price:$464,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,367/mo
Traditional @ 7.5%
$2,304/mo
You save $937/month ($11,245/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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