Dan Kaercher

Dan Kaercher

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$569,000

($515,804 down)
FHA

46500 Deer Trail Road, Deer Trail, CO 80105

4
2
2,184 sqft
PITI Monthly
$640.82 /mo

Listing courtesy of: Traci Burke, New Roots Realty

Assumed Rate

3.89%
7.15%

Principal & Interest

$347 /mo
$498 /mo

What's Special

LOCATION
DINING
WALK-IN CLOSET
DECK
PATIO

Seller is offering $10,000 in concessions on full price offer that can be used toward closing costs or to buy down the interest rate.The ranch-style home is on a sprawling 35.2-acre property with a variety of amenities, including a 100 sq ft chicken coop, fully fenced pasture with horse stalls, and raised garden beds. The home boasts an open floor plan, high ceilings, and plenty of natural light. The primary bedroom features a custom-tiled shower and walk-in closet, while the kitchen is equipped with ample counter space, an island, and a formal dining area. The patio has a pergola, perfect view of the sunrise as well as a hot tub to unwind in under the stars. The side deck offers unobstructed sunset views. Newer paint, flooring, roof, gutters, downspouts, and double-pane windows. Additional potential- The unfinished walk-out basement is currently used as a shop but offers a blank canvas for future development. The location also offers flexibility in school choices, with the option for open enrollment at nearby Deer Trail.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.89
Remaining Loan Term
17 years, 0 months
Monthly PITI
$640.82/mo
Estimated Loan Balance
$53,718
Cash to close
$515,804
Interest Paid
$32,236

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air, Propane
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Fenced Pasture, Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cottonwood Estates
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Deer Trail

Financial Details

  • Price per Sqft: $260.53
  • Tax Annual Amount: $1238
  • On Market Date: 2024-05-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $515,804 (91%)
You can enter any amount below - secondary financing will cover the difference if needed.
91%
$

You cover the entire equity of $515,804!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$53,196
Your Cash:$515,804
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$347/mo
Traditional @ 7.5%
$517/mo
You save $169/month ($2,030/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5286614

Listing From: recolorado

Last updated: 2025-03-25T00:01:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.89%
7.15%

Principal & Interest

$347 /mo
$498 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $515,804 (91%)
You can enter any amount below - secondary financing will cover the difference if needed.
91%
$

You cover the entire equity of $515,804!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$53,196
Your Cash:$515,804
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$347/mo
Traditional @ 7.5%
$517/mo
You save $169/month ($2,030/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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