Dan Kaercher

Dan Kaercher

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Closed

$445,000

($37,927 down)
FHA

4612 S Pagosa Circle, Aurora, CO 80015

2
2
898 sqft
PITI Monthly
$2,960.93 /mo

Listing courtesy of: Joshua Sherman, NAV Real Estate

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,364 /mo
$2,840 /mo

What's Special

SERENE
SHOPPING
DINING
MODERN
HARDWOOD FLOORS
PATIO
CHARMING
NO HOA

Welcome to this charming two-bedroom, two-bathroom home, perfectly situated in the peaceful and desirable Summer Valley neighborhood, with the added benefit of **no HOA**. As you step inside, you are immediately welcomed by an open and airy atmosphere, enhanced by natural hardwood floors and large windows that fill the space with abundant natural light. The updated kitchen boasts elegant quartz countertops, ample storage, and modern finishes, seamlessly flowing into the dining and living areas and half bath, making it ideal for entertaining and everyday living. Two built-in bookshelves and tasteful crown molding add character and charm to the main level. Upstairs, you'll find two bedrooms and a beautifully updated full bathroom, along with a conveniently located laundry area. Additional highlights include a one-car attached garage with a versatile workroom, perfect for hobbies or extra storage, as well as a tough shed in the backyard to keep your outdoor tools organized. Step outside to the extended patio, where you can enjoy the stunning Colorado weather, overlooking thoughtfully designed xeriscaping and mature red maples. The fully enclosed privacy fencing creates a serene and peaceful retreat. Located within walking distance to shopping, dining, Grandview Dog Park, and Quincy Reservoir, and just a short drive to Cherry Creek State Park and Southlands Shopping Plaza. Enjoy the top-rated Cherry Creek School District. This home is a perfect blend of comfort, style, and functionality – don't miss your chance to make it yours! A detailed owner's manual of all updates and improvements since 2007 is available for reference, ensuring peace of mind with everything from recent kitchen renovations to the maintenance of the home’s mechanical systems.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,960.93/mo
Estimated Loan Balance
$416,191
Cash to close
$37,927
Interest Paid
$57,740

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Summer Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $495.55
  • Tax Annual Amount: $1792
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $37,927 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $37,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$407,073
Your Cash$37,927
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,364/mo
Traditional @ 7.5%
$2,946/mo
You save $582/month ($6,985/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9397373

Listing From: recolorado

Last updated: 2025-01-17T12:18:15.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,364 /mo
$2,840 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,927 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $37,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$407,073
Your Cash$37,927
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,364/mo
Traditional @ 7.5%
$2,946/mo
You save $582/month ($6,985/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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