Dan Kaercher

Dan Kaercher

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$439,900

($145,275 down)
FHA

45930 Schamise Street, Lancaster, CA 93534

3
2
1,304 sqft
PITI Monthly
$2,166.06 /mo

Listing courtesy of: Rhonda Arnold, Keller Williams Realty Antelope Valley

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,329 /mo
$2,182 /mo

What's Special

DINING
FIREPLACE
PATIO
CUL-DE-SAC

Welcome home to this single-story west Lancaster home located on a cul-de-sac! Freeway close for commuters and so much charm! Upon arrival a green lawn and cottage style home greet you. 2 car garage with custom windows add character to front of home. When entering you are greeted by wood floors and open floor plan. A vaulted ceiling and brick fireplace lend to a designed living room that is relaxing. Blinds grace the windows in living room. the kitchen has a dining area with custom chandelier and is open to the kitchen area. Countertops of white tile have space galore and customized painted cabinet add just the right touch with hardware to match. A garden window is ready for herbs or plants. Oversized sliding glass door leads to back patio and a gazebo seating area for relaxing weekends. There are 3 bedrooms all good sized with panel doors and ceiling fans. Primary bedroom is comfortable and primary bath are customized with great taste. A laundry room has sink and folding counter. Garage is 2 car with room for workbench.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,166.06/mo
Estimated Loan Balance
$295,899
Cash to close
$145,275
Interest Paid
$34,741

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $337.35
  • Tax Annual Amount: $5498.75
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,275 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $145,275!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$294,625
Your Cash$145,275
Total Purchase Price:$439,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,329/mo
Traditional @ 7.5%
$2,263/mo
You save $934/month ($11,209/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25050828

Listing From:

Last updated: 2025-03-08T14:52:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,329 /mo
$2,182 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,275 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $145,275!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$294,625
Your Cash$145,275
Total Purchase Price:$439,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,329/mo
Traditional @ 7.5%
$2,263/mo
You save $934/month ($11,209/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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