Dan Kaercher

Dan Kaercher

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Closed

$405,000

($111,446 down)
FHA

458 E Lingard Street, Lancaster, CA 93535

3
2
1,649 sqft
PITI Monthly
$2,120.95 /mo

Listing courtesy of: Arminda Mendoza, S&R Properties

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,313 /mo
$2,155 /mo

What's Special

LOCATION
DINING
SPACIOUS
MOVE-IN READY
FIREPLACE
CONVENIENT LOCATION
CHARMING
COZY

Welcome to this charming and well-maintained home. Situated on a corner lot, this property boasts three spacious bedrooms and two bathrooms with an open floor plan that seamlessly connects the living room and dining room area, perfect for entertaining guests or enjoying family time. Cozy up next to the wood burning fireplace on cool evenings. With new laminate flooring and new paint throughout, creating a bright and inviting space for you to make your own, making it move-in ready ready for its new owners. Step outside to a spacious backyard, an entertaining space for summer barbecues. Parking is plentiful, making it easy for guests to visit. Don't miss your opportunity to own this lovely property in a convenient location. Also, there is RTI permits for an ADU.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,120.95/mo
Estimated Loan Balance
$294,178
Cash to close
$111,446
Interest Paid
$33,638

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Laminate, Vinyl

Exterior

Fencing
  • Fencing: WroughtIron
Roof
  • Roof: TarGravel
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: TarGravel
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $245.6
  • Tax Annual Amount: $5187.5
  • On Market Date: 2024-11-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $111,446 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $111,446!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$293,554
Your Cash$111,446
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,313/mo
Traditional @ 7.5%
$2,236/mo
You save $923/month ($11,073/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24239834

Listing From:

Last updated: 2024-12-27T05:00:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,313 /mo
$2,155 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,446 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $111,446!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$293,554
Your Cash$111,446
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,313/mo
Traditional @ 7.5%
$2,236/mo
You save $923/month ($11,073/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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