Dan Kaercher

Dan Kaercher

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$485,000

($51,089 down)
FHA

4580 Field Street, Wheat Ridge, CO 80033

3
2
1,131 sqft
PITI Monthly
$3,333.46 /mo

Listing courtesy of: Paige Acton, West and Main Homes Inc

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,741 /mo
$3,003 /mo

What's Special

REMODELED
DINING
SPACIOUS
HARDWOOD FLOORS
DECK
PATIO

Welcome to this wonderful Wheat Ridge ranch! Before you even step foot inside, you'll notice the garden of Colorado Native and drought resistant plants in the front yard that were just planted last year - enjoy low maintenance and gorgeous blooms for years to come! Head inside and soak in the hardwood floors flowing throughout the home. The large and open front room allows for a dedicated living area and dining space. The pocket opening in the kitchen wall provides an open flow from the front room. From there you will find the laundry hall and half bath. Three spacious bedrooms with plenty of closet space and a fully remodeled bathroom finish out the interior of the home. This almost quarter acre lot features an extended driveway, backyard parking pad, garden beds, fire pit, and large patio with a deck. The Clear Creek paths are just blocks away that take you to Golden or Arvada, and easy access to I70 gets you to downtown or the mountains in no time. Yes - all this for under $500k!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,333.46/mo
Estimated Loan Balance
$434,385
Cash to close
$51,089
Interest Paid
$55,040

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick
  • Roof: Architecural Shingle
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wheat Ridge
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Wheat Ridge

Financial Details

  • Price per Sqft: $428.82
  • Tax Annual Amount: $2668
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,089 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $51,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$433,911
Your Cash$51,089
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,741/mo
Traditional @ 7.5%
$3,115/mo
You save $374/month ($4,494/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2651835

Listing From: recolorado

Last updated: 2025-04-03T21:40:24.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,741 /mo
$3,003 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,089 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $51,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$433,911
Your Cash$51,089
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,741/mo
Traditional @ 7.5%
$3,115/mo
You save $374/month ($4,494/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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