Dan Kaercher

Dan Kaercher

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$475,000

($178,029 down)
VA

45723 Berkshire Street, Lancaster, CA 93534

4
2
1,529 sqft
PITI Monthly
$1,983.1 /mo

Listing courtesy of: Tammy Crawford, Exp Realty of California

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,322 /mo
$2,161 /mo

What's Special

SHOPPING
DINING
LUXURY
FIREPLACE
GAME ROOM
PATIO
CHARMING
COZY

Charming West Lancaster 4 Bed 2 Bath Home, with PAID SOLAR! Located on a picturesque street, this property boasts curb appeal and the warm feeling of home even before you enter. Once inside, the feeling of home is confirmed with the versatile front living room with great natural light, adjacent bedroom and easy flow to the kitchen. Once in the kitchen, you will appreciate the abundance of cabinetry and dining area with a cozy gas fireplace. Just off the kitchen, get ready for the huge sunroom that could host a game room, office, or home gym, just to name a few possibilities! Moving down the hall from the kitchen, you will find the primary bedroom complete with its own bath, walk in closet and access to the charming backyard. Also located in this arm of the home, are the remaining bedrooms and shared bathroom. Continuing outside, the covered patio and astroturf make for a low maintenance yard, perfect for BBQ’s, entertaining or just enjoying the beautiful AV spring and summer evenings. Along with the luxury of paid solar, you will also enjoy the benefits of an owned, whole house water softener. This home offers the benefit of the space and serenity of the outskirts of Lancaster, but is also just a short drive to the hub of dining, shopping and schools. Come see this home today and explore the possibilities it has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,983.1/mo
Estimated Loan Balance
$298,819
Cash to close
$178,029
Interest Paid
$28,517

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $310.66
  • Tax Annual Amount: $5937.5
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $178,029 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $178,029!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$296,971
Your Cash$178,029
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,322/mo
Traditional @ 7.5%
$2,242/mo
You save $920/month ($11,042/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25053982

Listing From:

Last updated: 2025-03-21T19:25:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,322 /mo
$2,161 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,029 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $178,029!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$296,971
Your Cash$178,029
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,322/mo
Traditional @ 7.5%
$2,242/mo
You save $920/month ($11,042/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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