Dan Kaercher

Dan Kaercher

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Closed

$719,500

($342,715 down)
FHA

4560 Del Mar Drive, Guadalupe, CA 93434

4
3
2,015 sqft
PITI Monthly
$2,372.16 /mo

Listing courtesy of: Sonam Narayan, eXp Realty of California, Inc.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,861 /mo
$2,809 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
VAULTED CEILINGS
MOUNTAIN VIEWS
EFFICIENT
NO HOA

Located just a few minutes from the iconic Pacific Coast Highway, this beautiful 2 story home has been well maintained and features unique upgrades both in and out! Built in 2017, this 4 bedroom, 2.5 bath property is located in the highly sought after Pasadera Homes Development. This rare opportunity for a Paseo, Plan 3, features luxury vinyl plank flooring throughout, upgraded granite countertops, canned lighting, tank-less water heater, rod iron banister, 20 foot vaulted ceilings, spacious open floor plan and energy efficient LG stainless-steel appliances. This home will includes solar and power walls. The large master bedroom features dual sinks in bath, walk In closet, spacious bathroom and mountain views. All rooms are upstairs including laundry. There is no HOA or Mello-Roos. This home is approximately 5 miles from the coast and just a short drive to shopping and amenities. The location and town truly make this home feel like the heart of the central coast.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,372.16/mo
Estimated Loan Balance
$378,321
Cash to close
$342,715
Interest Paid
$68,604

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Guadalupe

Financial Details

  • Price per Sqft: $357.07
  • Tax Annual Amount: $
  • On Market Date: 2024-10-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $342,715 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $342,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$376,785
Your Cash$342,715
Total Purchase Price:$719,500

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,861/mo
Traditional @ 7.5%
$2,914/mo
You save $1,053/month ($12,639/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24194620

Listing From:

Last updated: 2024-12-05T04:37:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,861 /mo
$2,809 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $342,715 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $342,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$376,785
Your Cash$342,715
Total Purchase Price:$719,500

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,861/mo
Traditional @ 7.5%
$2,914/mo
You save $1,053/month ($12,639/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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