Dan Kaercher

Dan Kaercher

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$540,000

($92,817 down)
VA

454 Pioneer Lane, Johnstown, CO 80534

4
3
2,112 sqft
PITI Monthly
$2,550.54 /mo

Listing courtesy of: Val Miller, Kentwood RE Northern Prop Llc

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,999 /mo
$3,268 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
CUSTOM BUILT
GRANITE COUNTERTOPS
VAULTED CEILINGS
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
SOLAR PANELS

Welcome home! This spacious and beautiful two-story home offers the perfect blend of comfort and functionality. Located just minutes from local shopping, the new YMCA, downtown amenities, and several parks-including one right across the street-you'll find everything you need nearby. In one of the largest floor plans in the neighborhood, you'll find 4 bedrooms, 3 bathrooms, and an open floor plan designed for everyday living and entertaining. Luxury vinyl flooring runs through the main level and primary bedroom, and a flexible office space near the entry is perfect for working from home or creative pursuits. The primary suite is a retreat with vaulted ceilings, a 5-piece bath, and a generously sized walk-in closet. The kitchen features granite countertops, 42" cabinets with crown molding, and a seamless flow into the dining area. The living room is a showstopper with a full wall of custom built-in shelving. The unfinished basement offers endless possibilities-ready for your personal touch or perfect as-is for storage or hobbies. Step outside to enjoy a private, fenced backyard with a large patio, shaded pergola, and raised garden beds for your green thumb. A 3-car tandem garage provides plenty of space with built-in storage, workbench, and backyard access. One major highlight-solar panels are included and will be paid off by the seller at closing, providing a sustainable energy option and lower utility costs with no added expense to you. Don't miss your opportunity to make this beautifully designed home your own-schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,550.54/mo
Estimated Loan Balance
$448,121
Cash to close
$92,817
Interest Paid
$45,244

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2014
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Farms
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Johnstown Farms
  • HOA Amenities: Unknown
  • HOA Fee: $118
  • HOA Frequency: $Quarterly
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $255.68
  • Tax Annual Amount: $4624
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $92,817 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $92,817!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$447,183
Your Cash$92,817
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,999/mo
Traditional @ 7.5%
$3,390/mo
You save $1,391/month ($16,697/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1029449

Listing From: recolorado

Last updated: 2025-04-03T18:11:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,999 /mo
$3,268 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,817 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $92,817!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$447,183
Your Cash$92,817
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,999/mo
Traditional @ 7.5%
$3,390/mo
You save $1,391/month ($16,697/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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