Dan Kaercher

Dan Kaercher

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$525,000

($184,155 down)
FHA

45029 16th Street W, Lancaster, CA 93534

3
2
1,533 sqft
PITI Monthly
$2,477.57 /mo

Listing courtesy of: Luz Ramos, Pinnacle Estate Properties

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,525 /mo
$2,527 /mo

What's Special

REMODELED
SPACIOUS
PATIO
SOLAR PANELS
RENTAL INCOME

Welcome To This Spacious 3-Bedroom 2 Bath Home Located in a Great Neighborhood in West Lancaster. This Updated Home Features a Remodeled Kitchen with Quartz Countertops, Spacious Bedrooms and a Large Family Room that could be converted into a 4th Bedroom! Other Features include Laminate Flooring, Newer Roof, Newer AC Unit, and Solar Panels. Step Outside to a Pool Size Backyard with Covered Patio and a Bonus Room that Could Be Used as a Studio or Office! Garage has been converted into an ADU with Potential Rental INCOME!! Mortgage Loan Is Assumable at a 3.125% INTEREST RATE! Don't Miss out, Schedule a Viewing Today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,477.57/mo
Estimated Loan Balance
$341,590
Cash to close
$184,155
Interest Paid
$39,987

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Solar
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Valley
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $342.47
  • Tax Annual Amount: $6562.5
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,155 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $184,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$340,845
Your Cash$184,155
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,525/mo
Traditional @ 7.5%
$2,621/mo
You save $1,096/month ($13,148/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25028718

Listing From:

Last updated: 2025-03-24T18:03:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,525 /mo
$2,527 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,155 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $184,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$340,845
Your Cash$184,155
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,525/mo
Traditional @ 7.5%
$2,621/mo
You save $1,096/month ($13,148/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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