Dan Kaercher

Dan Kaercher

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Under Contract

$465,000

($191,515 down)
FHA

447 La Costa Lane, Johnstown, CO 80534

4
2
1,318 sqft
PITI Monthly
$2,042.43 /mo

Listing courtesy of: Andrew Rottner, Redfin Corporation

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,465 /mo
$2,056 /mo

What's Special

REMODELED
DINING
SPACIOUS
MOVE-IN READY
MODERN
FIREPLACE
VAULTED CEILINGS
FINISHED BASEMENT
DECK
MATURE TREES
QUIET NEIGHBORHOOD

This beautifully updated, move-in-ready home in Johnstown offers both charm and convenience. Centrally located, it’s just steps from a park, market, coffee shop, restaurants, and the library. The YMCA and police station are within walking distance, as are local schools, making this a prime spot for enjoying all the community has to offer. The quiet neighborhood features friendly neighbors and vibrant community events, including festivals just two blocks away. You can even enjoy fireworks from the comfort of your own backyard. Inside, the functional floor plan boasts new flooring throughout, including carpet, laminate wood, and tile. The open living room, dining room, and kitchen showcase vaulted ceilings, durable laminate wood floors, and a newly updated corner fireplace. The kitchen is both stylish and practical, featuring abundant cabinetry, open shelving, and a large refrigerator. Step outside from the dining area to the backyard deck, perfect for outdoor dining and entertaining. The main level includes three generously sized bedrooms, including a primary suite with a newly remodeled en-suite bathroom, as well as a beautifully updated guest bathroom with modern finishes. The partially finished basement offers endless possibilities, with one bedroom already in place and space to create additional living areas. The backyard is spacious with mature trees, offering privacy and room to customize. This centrally located gem is truly move-in ready and waiting for you to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 4 months
Monthly PITI
$2,042.43/mo
Estimated Loan Balance
$277,200
Cash to close
$191,515
Interest Paid
$66,591

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric, Living Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Center
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Associa
  • HOA Amenities: Unknown
  • HOA Fee: $198
  • HOA Frequency: $Annually
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $352.81
  • Tax Annual Amount: $2336
  • On Market Date: 2024-11-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $191,515 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $191,515!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$273,485
Your Cash$191,515
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,465/mo
Traditional @ 7.5%
$2,132/mo
You save $667/month ($8,004/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5781996

Listing From: recolorado

Last updated: 2025-03-14T15:20:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,465 /mo
$2,056 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $191,515 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $191,515!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$273,485
Your Cash$191,515
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,465/mo
Traditional @ 7.5%
$2,132/mo
You save $667/month ($8,004/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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