Dan Kaercher

Dan Kaercher

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$512,000

($250,479 down)
FHA

4478 Hayler Avenue, Loveland, CO 80538

3
3
1,417 sqft
PITI Monthly
$1,736.34 /mo

Listing courtesy of: Nanci Garnand, Real Broker, LLC DBA Real

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,170 /mo
$1,953 /mo

What's Special

MODERN
FINISHED BASEMENT
COZY

Green-built 2 story home with 3 bedrooms & 3 baths, 2 car garage offers the best of modern living with a focus on sustainability & comfort. Layout, including the large living room with its large windows, provides ample space for family living & entertaining with alcove for the TV. Kitchen features a corner sink with window view, refrigerator, dishwasher, ample cabinet space, a convenient island & walk-in pantry. New appliances - flat-top range and microwave. Cozy Eat-in Kitchen has access to garage, backyard, and basement. Upstairs, the primary bedroom offers a peaceful retreat with morning light, a ceiling fan and shared full bath. Two additional bedrooms and a 3/4 bath in the hallway provide comfortable accommodations for family or guests. Unfinished basement has room to spread out. Tankless hot water heater for endless hot water, Laundry sink, washer and dryer. Outside, enjoy the privacy of hedges and your partially fenced-in backyard or relax on the inviting front porch. Tall fencing adds separation from yard to street. The walking path behind the fence adds an extra layer of separation from the street.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,736.34/mo
Estimated Loan Balance
$323,271
Cash to close
$250,479
Interest Paid
$30,809

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Giuliano First Sub Lov
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Enchantment Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $525
  • HOA Frequency: $Annually
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $361.33
  • Tax Annual Amount: $2338
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $250,479 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $250,479!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$261,521
Your Cash$250,479
Total Purchase Price:$512,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,170/mo
Traditional @ 7.5%
$2,026/mo
You save $856/month ($10,274/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7439643

Listing From: recolorado

Last updated: 2025-04-02T19:22:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,170 /mo
$1,953 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $250,479 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $250,479!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$261,521
Your Cash$250,479
Total Purchase Price:$512,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,170/mo
Traditional @ 7.5%
$2,026/mo
You save $856/month ($10,274/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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