Dan Kaercher

Dan Kaercher

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$257,900

($127,575 down)
FHA

44629 Bear Trail, Lida Twp, MN 56572

3
2
2,343 sqft
PITI Monthly
$999.49 /mo

Listing courtesy of: , RE/MAX Legacy Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$628 /mo
$978 /mo

What's Special

DECK
MATURE TREES

Updated 3-Bedroom, 2-Bathroom, with 3-Car Detached Garage, Sunroom, Shingles, Newer Deck w/ Hot Tub to Relax and View Stars, Nice lot w/ Mature Trees, Walk to Crystal Lake, and have the option to have a Dock & lift at Crystal Hills boat landing for less than $250yr. HOA, Newer Appliances, Central A/C, Septic Holding Tank, Laminate Flooring,

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$999.49/mo
Estimated Loan Balance
$157,528
Cash to close
$127,575
Interest Paid
$20,777

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Holding Tank
  • Water Source: Shared System
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Crystal Hills 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Lida Twp

Financial Details

  • Price per Sqft: $110.07
  • Tax Annual Amount: $1424
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $127,575 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $127,575!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$130,325
Your Cash$127,575
Total Purchase Price:$257,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$628/mo
Traditional @ 7.5%
$1,014/mo
You save $386/month ($4,628/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6693500

Listing From: northstar

Last updated: 2025-04-02T10:03:08.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$628 /mo
$978 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,575 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $127,575!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$130,325
Your Cash$127,575
Total Purchase Price:$257,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$628/mo
Traditional @ 7.5%
$1,014/mo
You save $386/month ($4,628/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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