Dan Kaercher

Dan Kaercher

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Closed

$729,000

($532,475 down)
VA

4435 Sycamore Road, Atascadero, CA 93422

4
3
992 sqft
PITI Monthly
$2,074.27 /mo

Listing courtesy of: Juli Platzer, Redfin Corporation

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,099 /mo
$1,552 /mo

What's Special

PARK-LIKE SETTING
MOVE-IN READY
RENOVATED
DECK
FENCED YARD
CHARMING

Welcome to this Sweet Country Cottage, 1,765 square feet of a charming home that offers a unique blend of wine country living in a park-like setting. Close to everything in the heart of Atascadero, this 4 bedroom, 3 bath home sits on a usable, flat half-acre backing up to the open space of The Lakes community and is seconds from the Salinas River and Atascadero Creek. A renovated 800 sq.ft first floor includes one bedroom, one bathroom, living room and indoor laundry room. The original 3 bedrooms, 2 bathrooms and kitchen have all been newly updated to make the home move-in ready. Mini split heating and air conditioners are installed on each floor to provide year round comfort while a new septic system provides peace of mind. Enjoy your morning coffee next to a wood burning stove or evening wine in the spa or on one of the decks with views of trees and golden hills. The fully fenced yard is an open canvas for your imagination to build your dream house, bring your boats, RV's or horses! If you're thirsty for adding another unit or uncorking a wine country short term rental then talk with the city of Atascadero who is looking to grow. Bring your varietal of dreams to life at 4435 Sycamore Ave! Note: Actual square footage is estimated by the seller and Matterport to be closer to 1,765 SF, as additions were made after initial construction. Buyer to verify square footage.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.01
Remaining Loan Term
22 years, 3 months
Monthly PITI
$2,074.27/mo
Estimated Loan Balance
$226,407
Cash to close
$532,475
Interest Paid
$66,185

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ductless, Electric, HighEfficiency, HeatPump, Zoned
  • Heating: Combination, Ductless, Electric, Fireplaces, HighEfficiency, NaturalGas, WoodStove, Zoned
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom, WoodBurning
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Vinyl, Wood, Wire
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PercTestOnFile, SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Metal
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ,other
  • Features: Biking, DogPark, Fishing, Golf, Hiking, HorseTrails, Lake, Park, Rural
HOA
  • Has HOA: No
Location
  • Region: Atascadero

Financial Details

  • Price per Sqft: $734.88
  • Tax Annual Amount: $9112.5
  • On Market Date: 2024-10-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $532,475 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $532,475!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$196,525
Your Cash:$532,475
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,099/mo
Traditional @ 7.5%
$1,610/mo
You save $512/month ($6,139/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SC24208693

Listing From:

Last updated: 2025-02-03T23:07:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,099 /mo
$1,552 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $532,475 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $532,475!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$196,525
Your Cash:$532,475
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,099/mo
Traditional @ 7.5%
$1,610/mo
You save $512/month ($6,139/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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